2023 has no new DPVAT charge

2023-08-08 02:00:21

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2023 has no new charge for DPVAT Os vehicle owners across the country will not pay mandatory insurance DPVAT in 2023, for the third consecutive year. The information is from the Superintendence of Private Insurance (Susep). The charge had already been suspended in 2020 and 2021, due to excess cash resources.

In addition, Caixa Econômica Federal will continue to pay insurance next year. The DPVAT guarantees compensation to victims of traffic accidents and their relatives, in cases of disability or death. It also covers medical and hospital expenses.

As in previous years, funding will be possible through sum from the Compulsory Insurance Fund for Personal Damage Caused by Motor Vehicles on Land Roads, or their Cargo, to Persons Transported or Not (FDPVAT). The form and amount of compensation to victims and beneficiaries will be regulated in an act of the National Private Insurance Council (CNSP).

In this way, with Fdpvat resources, payments of compensation for requests approved in expertise, as well as any lawsuits and other costs related to deferred requests, with payments made digitally, will be covered. The settlement of indemnities, however, will be restricted to the availability of funds from the fund.

In the justification for the presentation of the MP, Guedes informs that SUSEP’s internal data — body linked to the Ministry of Economy that regulates the private insurance market — for the first half of 2022 showed that the fund had enough resources to pay compensation throughout 2023.

“The urgency of the measure is justified by the fact that there has not been the constitution of a new consortium of insurers responsible for operating the DPVAT Insurance, complemented by the need to define an operational systematic already for the beginning of next year, under the risk of interrupting the social protection provided by the DPVAT Insurance, resulting in the unassisted and discovered population during the year 2023″, he argued.

Caixa assumed the costs of the DPVAT insurance after the end of the management, which until 2020 was led by Seguradora Líder. So, the Fdpvat was created, made up of surplus resources from the company, and Caixa was chosen as the administrator because it already had experience in operationalizing the housing insurance of the Housing Financial System (SFH).