In order to obtain a loan from the Institution, it is necessary to meet some requirements and among them is also not exceeding the age limit. We tell you what it is about.
MEXICO.- The Institute of the National Housing Fund for Workers (Infonavit) is an organization whose objective is to operate a financing system that allows workers to obtain a loan to, for the most part, acquire assets.
In this sense, the Institution marks the range of 25 to 35 years of age as the optimum to request a loan, since workers have the option of requesting a term of 30 years to pay so that the monthly payments are not so high. | pexels
To be able to get a loan from Infonavit, It is necessary to meet some requirements and among them is also not exceeding the age limit.
In addition to this limit, there are other factors that have to do with credits and age. For example, after age 40, the guaranteed amount decreases over time until, at age 65, it is impossible to make this request.
According to Infonavit General Law, which has undergone modifications since last year, the account holder may carry out this procedure up to 64 years and 11 months. And from the age of 40, the reduction of the guaranteed amount can be of the 4,000 to 6,000 pesos per year.
In this sense, the Institution marks the range of 25 to 35 years old As the optimum to request a loan, since workers have the option of requesting a term of 30 years to pay so that the monthly payments are not so high.
If requesting a mortgage loan is among your planstake this information into account so that you can pay it in a timely manner without complications.
Fuente: Infonavit