The First Vice President and Minister of Economic Affairs and Digital Transformation, Nadia Calviñohas indicated that banks have received 9,000 applications for adherence to the Code of Good Practices for mortgage debtors at risk of vulnerability to the rise in rates since January.
This is one of the figures provided by Calviño after the meeting he held with the representatives of banking associations, consumer associations and the Bank of Spainto evaluate the evolution of protocols and codes of good practice to ensure care for the elderly, face-to-face banking services in rural areas.
Calviño has indicated that this figure of 9,000 applications represents multiply by 15 the number of requests prior to the monthly average prior to the update of the Code of Good Practices, approved at the end of November.
As the vice-president specified, the Bank of Spain indicated during the meeting that there will be more data in this regard in May, so the next meeting to evaluate the evolution of the protocols and codes will be held in June.
In addition, Calviño has defended that these are measures that “anticipate” possible problems and that it is “balanced” by providing relief to families that may be at risk from rising rates, while maintaining financial stability. .
On the other hand, the banking associations have committed to maintaining the savings books for those over 65 years of age, as Calviño has announced and the top managers of the employers have ratified.