In today’s real estate market, Idealistic has become one of the great protagonists, since it has the best prices in terms of households refers, launching many offers and promotions on its website. But it is not only in charge of selling houses, but it also carries out studies on what is the municipality with rent cheapest in Spain, recommendations or indicate which is the best mortgage that you can find in the market.
In recent times buying a house has become a challenge. The inflation and the difficulties in obtaining mortgageeither by requirements or the high interest rateare some of the reasons that complicate the purchase of households. So it is very important to analyze all mortgages well before opting for one.
Evo has the best fixed mortgage on the market for Idealista
From Idealista they have reported that Evo Banco has one of the best fixed-rate mortgages on the current market. Of course, he points out that in recent days, the company has raised interest rates by 0.15%. Despite this, this smart fixed-rate mortgage is not only characterized by being cheap, but also for the purchase of any home and has no commissions.
The experts of the real estate portal highlight that the interest rate of Evo’s fixed-rate mortgages is currently 2.80% (3.28% APR), with maximum discounts. In other words, to receive these terms, the customer must submit payroll to the company, purchase home insurance, and purchase life insurance.
Otherwise, the mortgage rate increases to 3.2% (3.48% APR). An offer that is also competitive compared to the offer of other companies and that is below the monthly average of the Euribor.
More advantages of the Evo fixed mortgage
In addition to the aforementioned interests, the fixed mortgage of Evo is characterized by:
- There are no commissions for studying the operation or for opening the mortgage
- There is no penalty for early repayment, regardless of whether it is a partial or total cancellation.
From the Idealista they highlight that another advantage of this type of loan is that it can be done 100% online and is intended for the purchase of any home. In the case of habitual residence, the financing limit is 80% of the lesser of the two amounts. Either the appraisal value of the property or its acquisition price. If, on the contrary, the operation is carried out in a second residence, the financing limit is 60% of the lesser of these amounts.
Regarding the term of the contract, Evo Banco allows you to subscribe the mortgage at a fixed rate for a maximum term of 30 years. Of course, as long as the holders are not over 75 years old on the expiration date.
Get the best mortgage with Idealista
The real estate portal of Idealistic It has a section designed to offer its customers the best mortgage on the market. In this way, without leaving home, you can get the best mortgagebeing able to achieve the best conditions among more than 20 banks.
In addition, it is very simple, since you can carry out all the procedures from home. You just have to send the data and the Idealista professionals take care of everything. As we have indicated, this service is completely free, and the fact is that the real estate portal has agreements with the banks so that they bear the costs.
On the other hand, they provide answers to questions such as ‘What house can you afford?’, for this you have to enter the basic data to calculate how much a person can spend on buying their home.
Another service they offer is the option to change your bank mortgage. That is, if you already have one mortgage, Idealista helps you reduce the fee and save money. You can also gain peace of mind, changing the mortgage from variable to fixed.