2023-04-18 12:53:02
The Ministry of Health and Consumption has presented this Tuesday a report on the situation of the ‘Redito ad Libitum’ (Redal) mortgages that aims to open a way for clients of this type of loan –“almost all those signed before 2011 “– renegotiate with the banking entities a change in the conditions.
This was announced at the press conference to present the document, the minister of the sector, Patricia Gómez, the general director of Consumption, Fèlix Alonso, and Guillem Bou, author of the report that serves as a guide to identify if a mortgage has been signed capable of accepting Redal’s definition.
Bou explained that a mortgage is considered Redal when the installment calculation formula is incorrect or the client has not understood how the mortgage calculation formula works, something that happened “with almost all those signed before 2011”, as you have indicated.
((There will be expansion))
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