2023-05-03 14:23:29
Written in ECONOMY he
A loan is a good way to pay some debts or to invest in something that we have in mind, But have you ever thought about what is the best way to obtain one? Even knowing the best option to manage it and not end up with more debts, then keep reading to find out about some tips according to Condusef.
Through their official Twitter, they have made several publications with user-oriented tipsto begin with, there are different credit types:
- Saving.
- Mortgage.
- Automotive.
- Car insurance.
To find out which one is best, click here and review each of the tabs with prices, name of the financial and much more.
How to use credit wisely?
Before you buy it you should think about your ability to payFor this you must have your monthly income, fixed expenses and savings. You must subtract your fixed and savings from your total, what you have as a result is what you will be able to allocate to pay a loan.
You must be very careful with whom you ask for one, because there are many scam apps or some that are “easy loans”but when you spend with a payment, they begin to threaten you and even family and friends.
Is a short or long term loan better?
The institution mentions that the longer the interest, however, less timethe amount of money may be higher, but a much less interest.
If you want to receive one specialized class in financial educationclick here and register for a course taught by the Condusef, it is completely free and online, it has eight different topics lasting one hour each.
Now yes, you already have the Basic information to know what it is and how to manage a credit wisely, remember that the Condusef is a specialized organization to protect you and defend yourself against financial services.
#credit #intelligently #Condusef