2023-05-19 16:42:35
Recent data reveals that 12.8% are opting for this alternative of expanding or giving a cat’s hand to their home.
Some Mexicans are choosing to remodel their homes, but to do so they are resorting to the use of loans.
Recent data reveals that 12.8% are opting for this alternative of expanding or giving a cat’s hand to their home.
In Mexico, 57% of citizens have a debt, either at the request of a relative and/or friend or through a bank.
However, loans with an adjusted delinquency rate of the consumer loan portfolio revealed that 10% of these belong to the acquisition of real estate; while less than 5% of the item was used for leasing operations.
Regarding the estimate of loans in Mexico, it was stated that 21 million Mexican residents jointly have a debt valued at $1.6 trillion.
Of the total, 19.7 million households have non-mortgage loans.
However, it was established that 4.2 million households in Mexico have mortgage debts.
Despite the fact that the figures seem minimal compared to other debts, the truth is that the value of mortgage debts is greater. This in comparison to a debtor not linked to the purchase of a home.
On the other side of the coin are government programs, which provide the option of remodeling or improving your home.
There is a credit with cash that you can access if you are a beneficiary of the Institute of the National Housing Fund for Workers (Infonavit): the Mejoravit, and which was recently modified.
Now, with Mejoravit the amount of the credit is up to $138,649.17 pesos, you can make improvements or remodeling in a home even different from your own.
However, it will be necessary to emphasize that a minimum part of the credit will be delivered in cash, but the other part will be dispersed on a card that you can use only in establishments affiliated with this program.
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