Mercado Libre: how to request a loan?

2023-06-03 10:19:08

The purchase and sale platform has the option of personal credits. Find out how to get one here.

The e-commerce platform Free market has a payment system known as Market Payment. In this app you can manage payments and transfers, in addition to requesting loans personal shape immediate.

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the option of personal loan, if you have it available, it appears in the Loans section both within the Mercado Libre and Mercado Pago app. Also, the platform will send you notifications and an email notifying you about your available line.

Learn more

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Credit Market: what requirements do I need to meet?

You have to maintain a good history and use of hotline credit to access a Personal Loan. In the event that Mercado Libre approves your applicationyou will receive the money in your account Market Payment and you can use it however you like.

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Mercado Libre: why can the loan be rejected?

All transactions go through Mercado Pago validations to ensure that they are secure. These are the reasons why you can generate the rejection from application of the Personal Loan:

• May exist irregularities in the validations of the product or service purchased, the seller or the security of your account.
• You reached the limit of transactions monthly.
• The seller and the buyer are the same persona.

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Mercado Libre: what can I do with the money from the personal loan?

With the Mercado Libre and Mercado Pago app

• Pay with QR in stores that accept Mercado Pago.
• Pay services.
• Recharge the cell phone.
• Load the card GOES UP.
• Send money to your acquaintances sin cost and instantly.
• Make purchases in Mercado Libre.

With the Mercado Pago prepaid card

• Buy in online stores and physical stores.
• Withdraw cash from any ATM.
• Transfer the money to your bank account sin cost.

Mercado Libre: why don’t I have the option of taking out a loan?

If the Personal Loan option is not available in the section loansmay be due to the following reasons:

• A frequent analysis of your profile credit.
• Updating of the internal commercial policy of Mercado Crédito.