2023-06-04 16:09:43
Covered California is the state health insurance market in Californiaestablished in accordance with the provisions of the Affordable Care Act (ACA).
It serves as a platform for individuals, families, and small businesses to compare and shop for health insurance plans that meet their needs by offering a variety of health insurance options, including private health plans from participating insurance companies.
The primary purpose of the plan is to provide insurance coverage for accessible and affordable healthcare to California residents who do not have access to employer-sponsored health insurance or government-sponsored programs such as Medicaid o Medicare.
Offers a selection of ACA-compliant health insurance plans, ensuring essential health benefits and consumer protection.
Who is eligible for Covered California?
Covered California offers health plans to California residents who do not have access to affordable coverage.
Based on income guidelines and salary limitations set by Covered Californiaindividuals earning less than $47,520 a year or families of four with an annual income of less than $97,200 are eligible for government assistance based on their income level.
If a family has a lower net household income, you may qualify for a higher amount of government assistance.
It is worth noting that tax deductions can reduce an individual’s or family’s income, which could affect their eligibility.
Most immigrants are also eligible for Covered Californiaincluding lawful permanent residents (green card holders), lawful temporary residents, people seeking refuge from persecution (refugees and asylees), other humanitarian immigrants with temporary protected status, and nonimmigrant status holders ( such as those with work visas or student visas).
https://www.youtube.com/watch?v=Sbjg_123mX8
How do you apply for a Covered California health plan?
To enroll in a health insurance plan through Covered Californiaindividuals must complete an application during the open enrollment period, which typically occurs annually.
However, certain life events, such as getting married, having a baby, or losing job-based coverage, may qualify you for a special enrollment period, which allows you to enroll in coverage outside of the regular open enrollment period.
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