2023-06-11 07:27:42
If there is any reason you can no longer pay your FONACOT credit or you lost your job, here we tell you what to do, so pay attention to the following recommendations based on the website of Fonacot.gob.mx.
He Institute of the National Fund for Workers’ Consumption It says that if your company closed or you lost your job and you have no way to continue paying your credit, it is best to go to the nearest branch, since they have developed attractive schemes for you to continue paying it.
“These include monetary interest forgiveness, principal and interest discounts, longer terms, among other benefits.”
What schemes does FONACOT offer?
Scheme 70-30
Pay in a single display 70% of your debt, FONACOT He supports you with the remaining 30% and the interest generated by the delay is forgiven. In this way your credit is at zero.
Scheme 20-20-20
pay the 20% of your debt, the remaining balance is restructured for a term of up to 20 months without interest and for each payment made in a timely manner, FONACOT will be granting you the benefit of a reduction equivalent to 20% and the interest generated by the delay is forgiven.
Scheme 50-50
Discount of up to 50% of your debt.
Pay 50% of your debt in one payment, the remaining 50%, the interest generated by the delay is forgiven, and the credit is liquidated. (Only credits assigned to PSEC).
What documents do you have to bring?
• Valid official identification (voter’s card or passport).
• Proof of address in the name of the worker of the current or immediately preceding month or two-month period (receipt for water, electricity, property tax, landline or cell phone, bank account state, proof of address with stamp and signature).
What happens if I don’t pay?
If you stop making payments, the Protection or insurance coverage will be activated. FONACOT will inform the credit information societies about your payment history, which could affect your credit history. In addition, the recovery process will begin through a collection office.
This process will imply the collection of default interest and collection expenses due to late payments.
EC
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