2023-06-12 20:05:40
With 17,000 complaints related to squatting cases in the last five years, more than 40 complaints per daythe insurer Línea Directa has launched a insurance against illegal occupation of the house. They declare that it is “unique in Spain” and designed to “protect the citizen against the legal and economic consequences derived from the process.
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The director of People, Communication and Sustainability of Línea Directa, Mar Garre, and the commercial director, Diego Ferreiro, have explained some details at a press conference: it offers legal coverage and financial compensation for both habitual residence, second residences and empty buildings that have been illegally squatted. However, does not cover cases in which the tenant stops paying the rent.
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The insurer is in charge of fitting out the home (change of locks, painting, cleaning, etc.), the client being able to choose whether to provide the service by the insurer’s professionals without financial limit or compensation of up to 5,000 euros. .
They declare that they also pay water, electricity and gas bills with up to 300 euros per month for six months, pay up to 800 euros per month for six months also to relocate the owner in the event that his habitual residence has been squatted, another 800 euros for six months for loss of income due to not being able to rent the house and up to 7,500 euros for damages to third parties caused by the squatters.
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The legal coverage It is up to 10,000 euros and covers legal advice, notary costs, lawyer, solicitor, expert, lawyer and court costs. The lawyer may be chosen by the owner of the property. The commercial director used as an example “a 70-square-meter home that is a habitual residence and has been squatted for six months.” Thus, the total cost would be 12,050 euros, while the insurance covers up to 33,900 euros. The cost of 10 euros per year is fixed for all customers and any geographical area and “adds to home insurance”.
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They explain that they have detected “great social concern” about squatting and that, according to official data, in recent years there have been some 17,000 illegal squats. In 2022, there were 16,726 occupations and 2,785 civil lawsuits. Catalonia, Andalusia, the Valencian Community and Madrid are the areas where there are the most cases and they usually happen in the summer months.
Given this, experts recommend reinforce security on the door and windows, so that it seems that there is always someone at home and Do not give clues on social networks that the house is empty. Of course, if it happens, present the corresponding complaint.
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