Beware of easy loan scams! We leave you tips to avoid being a victim – El Sol de San Luis

by time news

2023-06-27 03:49:12

In this season, parents are under a little pressure to cover expenses that, like all Mexicans, they do not anticipate, and at the last minute they look for a way out of the commitment, and that is when the people who are dedicated to lending money do their own thing, abusing the people who you need and they kindly offer you the money immediately but with an interest that doubles your debt, but not only there, in pawnshops they also offer you a loan for the garment you are wearing but they take it with a minimum value for what you end up getting little money in exchange for a large debt that if you do not pay in the stipulated time you end up losing what you pawned and acquiring more financial problems.

These places have always existed, but at the end of the school year there are more “opportunities” to have extra money for graduation expenses, registration, purchase of uniforms, shoes and school supplies, etc. And now even online they offer you loans, which without realizing it you pay what they lent you three times more.

But, oh, not everything is as they tell you, if you have already decided to take out a loan to get out of those commitments, check well, in various places such as banks, pawnshops, where they offer you the lowest interest rate, In addition, you can make the payment in a comfortable way and in the future you will not have problems making it, because when you start to fail with a payment, your ordeal begins.

According to data from the Condusef, there are different types of fraud either through social networks such as Facebook, Messenger and WhatsApp; These people who are dedicated to defrauding you will approach you in shopping centers or squares and in the kindest way offer you a loan without large amounts of requirements to convince you and, once accepted, you end up being a victim of them.

That is why we make some recommendations so that you do not fall into scams:

1.-Never agree to give money in advance, it is assumed that you need to receive the money, not give it.

2.-If you are looking for a loan, go to the branch or financial institution that is established.

3.- The institution must be registered in the SIPRES of the Condusef in the following link: where you can verify their address, website and telephone numbers.

4.- Before signing, read the clauses very well and carefully.

5.-Never sign a blank piece of paper.

We hope these tips help you a bit and remember, never spend more than you can afford.

If you look for it on the internet, which is what they do the most, take great care

Do not be fooled by the phrase comfortable and small payments, better check well

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