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Medical evacuation coverage is an important aspect in a international major medical expenses insurance; When traveling outside of the country of origin, it is essential to consider the possibility of a medical emergency requiring evacuation to an appropriate medical facility.
Medical evacuation coverage provides medical assistance and transportation in case of emergencies of this nature that cannot be attended locally. Protection may include:
Air ambulance services Ground transportation by ambulance Return transfer Repatriation of remains Assistance and transportation for family members
The insurer would be in charge of the paperwork for the aforementioned points, the patient and his family should only follow the instructions given to make the evacuation request effective.
In the event that the patient requires specialized medical attention that is not available in the area, the insurance company will cover the transport of the patient to an appropriate medical center, it can be within the country in which he is or transfer him to another where he is still have coverage. If you have several options at hand, the insured will be given the choice of where to attend.
It’s important to put attention on medical evacuation protection can be expensive, especially in remote areas. If the patient does not have insurance that covers these expenses, the insured’s family will have to pay the transportation bill. Therefore, it is crucial to ensure that the policy covers the costs. For the same reason, the coverage amounts are usually 250,000 pesos and up.
Consider the exclusions of your International Major Medical Expenses Insurance
It is important to note the exclusions in the policy. Some insurance companies may exclude certain medical conditions or procedures from their medical evacuation coverage. It is important to read the list of exclusions carefully to ensure that the policy covers all of the patient’s medical needs.
Another aspect to consider is the coverage limit. Some policies may have a coverage boundary for medical evacuation and other services related to care abroad. Let’s remember that there are 195 countries in the world, these are registered with the UN, although there are a few more; the policy should include as much as possible.
At Bikun we help you find international major medical expenses insurance that suits your needs and budget, so do not hesitate to contact us; In addition, we will provide you with free advice and a multi-insurance quote.
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