2023-07-14 04:00:12
Evo Banco is one of the leading entities in the field of fixed mortgages. It is currently marketing one of the most competitive: It not only stands out for being cheap, but also for being intended for the purchase of any home and having no commissions.
Specifically, the interest rate on Evo’s fixed mortgage is currently at 3.35% (3.84% APR), with the maximum bonuses. In other words, to achieve these conditions it is necessary to direct the payroll in the entity and take out home and life insurance.
If the client does not meet these requirements, the fixed interest rate of the mortgage rises to 3.75% (4.04% APR). Even without bonuses, it is a competitive offer compared to that offered by other entities and is below the monthly average of the Euribor, which exceeds 4% in July.
Beyond interest, this loan stands out for having no commissions neither for the study of the operation nor for opening the mortgage. There is also no penalty for early repayment, whether partial or full cancellation.
Another of its advantages is that It can be contracted 100% online and is intended for the purchase of any home. In the event that it is a habitual residence, the financing limit is 80% of the lesser of these two amounts: the appraisal value of the property or its purchase price. On the other hand, if the operation is on a second residence, the financing limit is 60% of the lesser of said amounts.
Regarding the contracting term, Evo Banco allows you to sign the fixed mortgage up to a maximum of 30 yearsas long as the holders are not older than 75 years on the expiration date.
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