2023-08-08 21:42:09
safe motorcycles PROFECO
Article 63 Bis of the Federal Law on Roads, Bridges and Motor Transport, states that all vehicles that travel through the different communication routes of the country must have insurance that guarantees third parties the damages that could be caused to their property and persons by driving the vehicle.
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It also highlights that contracting the insurance will be the responsibility of the owner of the vehicle, therefore, the Federal Consumer Attorney’s Office (Profeco) in its report for the month of August, gave the best insurance that the user can contract and protect their economy in the event that a mishap occurs.
According to data in 2021, the number of motorcycles in circulation in the country was 5,939,262. That same year, 10% of traffic accidents involved a motorcycle and 98% of them were attributable to the driver of the motorcycle.
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However, 8 out of 10 motorcycles do not have civil protection insurance. Profeco points out that motorcycle insurance has various coverages: civil protection, total theft, legal protection, medical expenses of the occupants, driver accidents and road assistance.
All motorcycle owners must have insurance (ROGELIO MORALES / CUARTOSCURO.COM)
Wibe: By having this insurance, they give 500 thousand pesos for damages to third parties, legal advice and you must pay the total annual premium of 3 thousand 21 pesos.
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Banco Azteca: Offers one million pesos for damages to third parties, legal advice and a total annual premium of 812 pesos. The medical expenses of the occupants and vehicle assistance are not specified.
Quálitas: This insurance gives 3 million pesos for damages to third parties per event, legal advice and a total annual premium of 1,939 pesos.
GNP Seguros: Gives a total of 3 million pesos for civil liability for damages to third parties; 50 thousand pesos of medical expenses for the occupants, legal and vehicle assistance, with a total annuity of up to 4 thousand 255 pesos.
Banorte. He has 4 million pesos for civil liability for damages to third parties, in addition to 30 million for medical expenses per event, legal and vehicle assistance, and a total annuity of 3,85 pesos.
In 20221, it was estimated that 10% of traffic accidents involved a motorcycle and 98% of them were attributable to the driver of the motorcycle PHOTO: MARGARITO PÉREZ RETANA / CUARTOSCURO.COM
According to article 74 Bis, it indicates that people who do not have insurance, the different security agencies will impose various sanctions:
“For driving vehicles on federal roads and bridges that do not have an insurance contract that guarantees damage to third parties, with a fine of twenty to forty days of the current minimum wage…”, he points out.
The owner of the vehicle will have 45 calendar days to contract the insurance policy, which, when presenting it to the collection authority during the previous term, will cancel the infraction;
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