2023-08-17 20:35:22
When a person’s husband dies, the last thing the wife left behind will want to think about is the Social Security widow’s benefitsbut it is important to look into this shortly after death, as this could be important financially.
When is the right time for the widow to investigate the widow’s benefits of the Social Securitythe main question is whether the deceased’s benefits can be claimed.
Here, in this guide to widow’s benefits from the Social Securitywe will answer some of the top questions for widows in the United States.
Can a widow collect both her and her husband’s Social Security?
It’s not possible for a widow to claim her late husband’s benefits in addition to her own retirement benefits.
This is because can only charge one from your own retirement benefits or survivor benefits.
If you are a widow and qualify for both, you will be able to receive the one with the highest amount.
In other words, if you are already receiving retirement benefits and then your spouse dies, you will not be able to get survivor benefits if they are less than your own retirement benefits. You will only get survivor benefits if the amount is higher.
How Much Are Social Security Widow’s Benefits?
If you collect survivor benefits, the amount will depend on how much the deceased contributed during his career.
The Social Security Administration offers the following examples of how much could be Social Security widow’s benefits:
If you are a surviving widow at full retirement age or older: 100% of the deceased worker’s benefit amount. If you are a surviving widow at age 60, up to full retirement age: 71 to 99% of the deceased worker’s basic amount .If you are a surviving widow with a disability between the ages of 50 and 59: 71%.If you are a surviving widow at any age, caring for a child under 16: 75%.
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