2023-08-22 11:27:01
The financial institution Unicaja Bank has for sale more than 3,000 homes of your property throughout spain. In a real estate context full of uncertainty, buying houses owned by banks can be an interesting alternative for many citizens.
As a general rule, the vast majority of people need to save for many years to be able to buy a house in spain. In addition, they usually go through different properties before achieving the dream home or one similar to the one living place Of your dreams.
Not only is it necessary to save a good amount of money, but it is also necessary to hire a mortgage in order to finance the purchase of the property. In this sense, the holders of a mortgage must pay monthly the loan over a period of 20 or 30 years.
UNICAJA BANK HOUSES
Currently, the real-estate market in spain is marked by inflation in the house prices. This price increase has been noticed in practically all of Spain.
Housing for sale from Unicaja Banco./ Photo by Idealista
In addition, one must take into account the rise of the Euribor and the increase in the variable rate mortgages. Although the increase in the Euribor has also had direct effects on the fixed rate mortgage offers offered by banks to users.
With all this context, acquiring a house owned by a bank can be analyzed as an interesting option. In the case of Unicaja Bankwe can find more than 3,000 properties of your property for sale through the real estate portal the ‘Idealist’.
The prices of these households They range from 3,500 euros to 4 million euros. He precio It depends on the state of the house, location, size or other key elements. In any case, the bank owned homes They are often priced considerably below their true value.
ADVANTAGES OF REAL ESTATE FROM BANKS
most of Bank entities that operate in spain, such as Unicaja, BBVA, Santander or CaixaBank, have homes they own for sale. Many of these properties become the property of the banks after seizures of their previous owners for non-payment.
It must be taken into account that the banks are interested in these properties passing into the hands of new owners, since this way they will be able to obtain a Economic performance. For this reason, many of these homes present prices reduced from their real value.
In addition, Unicaja Banco offers greater facilities when it comes to take out a mortgage when it comes to the acquisition of a home you own. Sometimes, due to its low price, it is not even necessary to take out a mortgage loan to acquire the house. These are some of the most outstanding advantages of houses owned by Unicaja Bank.
However, the purchase of this type of households it also has certain drawbacks. It is recommended to visit the property and know all the details of it before signing anything. Sometimes these houses can bring with them some financial burdens.
On the other hand, it is necessary to analyze the reforms who needs the housingto. This is common in those properties with a very low price. Thus, a study should be made on the housing prices and the estimated investment in reforms, to analyze its profitability.
#Dont #pay #mortgage #Unicaja #offers #homes #sale #euros