2023-09-23 07:20:23
Banco de la Nación: Find out here the requirements to obtain a mortgage loan
With interest rate ranges that vary from 6.99% to 8.25%
In order to support economic recovery and reduce the disparity in access to housing, the National Bank (BN) has announced that it offers public sector employees and retired interest rates ranging from 6.99% to 8.25% in all mortgage loan options, whether for the purchase, improvement, expansion or renovation of homes, as well as for the transfer of mortgage debts. mortgage credit
“In Peru there is a housing deficit of approximately 2 million homes and nearly 100,000 homes in Lima do not have habitable conditions”said the Banco de la Nación.
Known, What requirements must be met to request an evaluation and obtain a mortgage loan from Banco de la Nación? Below we provide some details:
Be an appointed public worker, with an indefinite-term contract or a pensioner with a savings account at the Banco de la Nación to deposit your income. One year of work seniority. Receive monthly income greater than 800 soles. Be between 18 and 74 years and 6 months old. “Normal” qualification in the financial system, both for the credit holder and the spouse.
The Banco de la Nación clarified that the mortgage loan can be granted individually or jointly, without the need for the spouse to also work in the public sector.
Where do I request a mortgage loan from Banco de la Nación?
At any Banco de la Nación branch, Monday to Friday from 8:00 a.m. to 5:00 p.m. and Saturdays from 9:00 a.m. to 1:00 p.m. In the website
In the email: micré[email protected]
On WhatsApp: 943277176
Banco de la Nación highlighted its commitment to the well-being of public sector workers who pursue the dream of home ownership, reiterating its social role in providing improved product and service options for this group of Peruvians.
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When will I collect my ONP in 2023?
Loan of up to S/90 thousand offered by Banco de la Nación
He National Bank (BN) provides the option of obtaining a flexible use loan that varies from 300 soles to 99,999 soles, aimed at government employees and retirees, as long as they meet certain specific criteria, depending on their income level.
Which are the requirements?
Be a worker, hired, appointed or pensioner in the public sector. Have a MultiRed debit card. Have a normal credit rating, not defined or not reported in the SBS risk center. CAS workers with employment from 03/10/2021 onwards must demonstrate minimum work seniority of 13 months, additionally presenting their last original contract and/or addendum(s) or certified copy(s) thereof. . For CAS workers whose date of employment is prior to 03/10/2021, the aforementioned requirement is not applicable.
Where do I request it?
You can request your loan at any of the financial institution’s agencies nationwide and on WhatsApp: 942896863.
For other queries, you can call the toll-free line Toll-free line 0800-1-0700 or write to the email [email protected].
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