From 55 to 65 years of age, see the INSS retirement requirements – Mix Vale

2023-09-24 12:04:40

From 55 to 65 years of age, see the INSS retirement requirements If you are between 55 and 65 years old, you now have a safe, reliable and free method to know when you will retire.

The first step starts with you asking yourself a challenging question:
Do you already know how much contribution time you have?

This is important because, in addition to age, you must have at least 15 years of contributions to receive the benefit.

And there are two details:

Contributions paid late are not counted. Contributions with a percentage collected and calculated at a value below the minimum wage are also not computed.

Have you considered the right timing in your pension planning?

If your irregular contributions do not allow you to reach the 15 years required by law, you can have two options:

If you worked as an employee and were not registeredyou can recover past service time and make up for the lack of time needed to retire.

There is no need to compensate Social Security because it is the Boss’s fault for the lack of contribution.

If you were self-employed, From 2003 onwards, you can also recover time without having to pay anything to the INSS.

This happens when the self-employed worker who provides services for the company had to receive an 11% discount on their remuneration.
As this responsibility lies with the company, the worker will not be harmed.

How to retire by age from 55 years of age?

The common rule is urban or hybrid age retirement (with alternating urban and rural time).
In this case, men retire at 65 and women at 62. This is new for 2023.

But if the worker is rural or has some type of disability, the rule is different.

55 years for women 60 years for men.

How to apply for retirement due to age in 2023?

The whole process starts at INSS. It has to start there.
Only then, if there is any dispute, does the worker have to go to court.
Retirement will be the mirror of the CNIS, which is the Official INSS Social Security Statement.

If the CNIS is wrong, the benefit may be denied or approved in error.

So the first step is to correct the Social Security database. This will even help with the speed of approving the request, because the INSS Robot will understand everything correctly.