2023-09-25 06:03:49
A recurring phrase is the one that says that not using insurance is the best thing that can happen to us, because that means that everything has gone well and we have not needed it. But Sometimes we do not use them because we are not aware of all the advantages that we have contracted and that could help us solve more problems than we think.
Cases that can be solved with DJ insurance
In 2022 the number of complaints of illegal occupation It was 16,726, a lower number than in 2021 but above previous years. Although the law is clear, evicting squatters can be a real headache for owners or tenants. It may occur that damage to the home caused by a neighbor or a leak. Most home insurance policies cover these eventualities, but it is not always easy for them to take care of the entire loss. Claiming may mean extending the repair or paying for it out of pocket until the insurance company agrees to pay the amount. The DJ (Legal Defense) is not only important for those who have purchased a home. About 25% of the Spanish population lives in rent. This means that they are subject to a contract that is not always respected by both parties. If the owner decides to change the rental conditions unilaterally, the law is on the tenant’s side, as long as he or she makes a complaint. DJ insurance also covers people living within the home. 9.5% of primary school students have been victims of school bullying, according to the Ministry of Education. This real problem can end in physical injuries, which are claimable with these insurance policies. The future Animal Welfare law will require having a RC insurance for dogs. But what happens when someone attacks my dog? Who is responsible for my animal’s injuries? Finally, we are all aware that Car insurance They normally have a DJ hired to make a claim against the other party in the event of an accident. But what about those vehicles, such as bicycles or scooters, that do not have mandatory insurance? How do we claim damages that we may have if, for example, a car collides with us?
All these examples are just a sample of how a policy like ARAG Hogar Basic Plus. ARAG insurance has more than 20 guarantees, including the defense of rights related to housing, such as claims for illegal occupation, conflicts with neighbors or the community of owners and those derived from the rental contract. In addition, it includes defense against other insurance, claims for damage to bicycles and scooters, and defense for injuries to the insured or their pets.
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