2023-10-04 20:02:05
With a few tricks you can save money when selling your ETFs. Image: picture alliance / dpa-tmn
High taxes can be incurred when selling funds. This can be avoided if you follow these tips. It’s not just marriage that can be beneficial.
Investing money is especially fun at the end: when you finally realize the profits after decades of saving in stock ETFs, stock funds or individual stocks. And so that the virtual success on the portfolio statement becomes real money.
Dirk Scherff
Editor in the “Value” department of the Frankfurter Allgemeine Sonntagszeitung.
But be careful: you can do a lot of things wrong when selling. For example, if you don’t think about the tax office. In principle, capital gains as well as interest and dividends are taxed at 25 percent plus possibly church tax and solidarity surcharge. For privately owned stock ETFs, 30 percent of the profits are tax-free, and for mixed funds made up of stocks and bonds, half (partial exemption). This is intended to balance the taxation at the fund level. If you do it cleverly, you can save taxes or at least shift them far into the future.
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