2023-10-05 07:03:59
Social Security is responsible for paying pensions, so not being up to date with this organization and incurring debt can affect some of these benefits, such as the retirement pension.
The economic retirement benefit “attempts to replace work income with a lifetime pension, unique and imprescriptible, when the worker, due to age, totally or partially ceases in his or her work activity,” as explained by Social Security on its website. Web. However, in order to be a beneficiary of this pension, it is necessary to meet a series of age, minimum contribution period and causative event requirements.
In addition to these, there are more conditions, which is why it is important to ask yourself that if you have outstanding debts with Social Security, you can continue collecting this benefit. However, it is not possible to collect the retirement pension, or others, in this situation, although it can be requested, as stated on the Mapfre blog.
“It will be necessary for the deceased to be up to date with the payment of Social Security contributions, even if the corresponding benefit is recognized, as a consequence of the reciprocal calculation of contributions, in a regime for employed workers,” as established Article 47 of the General Social Security Law.
Therefore, you will not have the right to collect the public Social Security pension if you have debts. However, an exception would be that which applies to the widow’s pension, according to a ruling by the Supreme Court, as long as the unpaid contributions are prescribed.
The only way to collect the retirement pension would be to pay the outstanding debts, since when these are settled, the benefit can begin to be received.
In addition, it will also be possible to defer those Social Security debts that are subject to “collection management in said area, whether they are dues, resources of a different nature than dues or surcharges on the previous ones”, as explained by the entity itself. In this way, the pension could begin to be collected without having paid off the debt. However, it will be necessary to comply with the terms and conditions of the deferral, since if they are not met, “you will lose the status of being up to date with your payment and, consequently, the recognized benefit you are receiving will be immediately suspended. which can only be rehabilitated once the debt with Social Security has been paid in full,” they assert from 65ymás.
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