2023-10-06 20:48:13
He Credit bureau is an entity authorized by the Secretariat of Finance and Public Creditwhich generates reports on the credit history of a person or company, which includes information related to its financial activity regarding credit, that is, if it is punctual when making its payments or if it begins to accumulate credit debts.
For many, The Credit Bureau is a nightmare. Being there is, say those who can’t get out after years of trying to catch up with their debts. Since we’re at it, let’s tell you cHow can you check if you are in the Credit Bureau.
How do I know if I am in the Credit Bureau?
To know if you are in the credit bureau or not, you need to request that information on the official portal of the Credit Bureau. I will give you a Special Credit Reporta format that can be requested for free every 12 months.
You can request the report by clicking HEREHowever, we ask that you continue reading so that you know why it is useful to have this Special Credit Report on hand. Remember that all the information found in the Credit Bureau It is confidential and that is shared with the affiliated financial entities that request it.
That is, if you want to take out a credit card at X bank, obtain a loan or take out a mortgage loan, the bank will request your report from the Credit Bureau to evaluate whether they will give it to you or not.
Requirements to request information from the Credit Bureau
If you are a natural person, they will ask you for the following:
Federal Taxpayer Registry Code Tax Directorate Information regarding any requested credit that is current at the time of the query
If you appear as a legal entity, they will ask you:
Company name RFC Tax Directorate Information on a credit that is current at the time of making the query
Why is the Credit Bureau report useful?
Having this report issued by the Credit Bureau may be useful for several factors:
Know your credit history and the behavior you have carried out in each of them Know your payment commitments Know the companies and organizations that have entered in search of your history Review and corroborate that the information that appears is correct and that is updated
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