Retirement by age has new rules in the INSS

2023-10-13 01:56:10

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Retirement by age has new rules at INSS To be entitled to retirement by age, only two requirements are necessary: ​​age and waiting period, explains lawyer Hilário Bocchi Junior, pension specialist at Bocchi Advogados Associados.

WHO STOPPED CONTRIBUTING TO THE INSS

The beneficiary does not need to be contributing at the time of requesting the benefit to be entitled to receive retirement. The requirement for insured status ceased to apply in 2003.

The status of insured, by law, is not required in retirements based on age, contribution time and special retirement.

4 SITUATIONS AND 2 INSS REQUIREMENTS

Being old and not lacking. Having need and not being old. Have both or have neither.

BE AGE AND DON’T HAVE DEFICIENCY

The insured person who is of minimum age and has no waiting period must continue contributing until reaching 15 years of contribution.

The care in this case is to adjust the value of the contribution so as not to pay more than you will receive, nor miss the opportunity to increase contributions to obtain a greater benefit.

HAVING DEFICIENCY AND NOT HAVING AGE

Those who already have the grace period, but are not eligible, can even stop paying and wait for the age to arrive, but they have to do this with responsibility and professional guidance.

THERE IS NO AGE, NO INSS NEED

Those who are neither old nor in need will have to wait, but “waiting” does not mean “doing nothing”.
You have to make a list of all your past contributions and plan how you are going to pay until you are old enough.

HAS AGE AND DEFICIENCY

Those who are old enough and in need have to decide the right time to ask for retirement.
I remind you that a single contribution towards the ceiling can triple the value of your retirement.