2023-11-06 16:45:09
November 6, 2023 – 08:15
Through the Official Gazette, ANSES expanded the credit lines for beneficiaries of SIPA, PUAM and PNC.
The National Administration for Social Security (ANSES) expanded the credit lines current amounts of up to $600,000 for holders of retirements, pensions, holders of Non-Contributory Pensions and Universal Pension for the Elderly (PUAM).
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As indicated in Resolution 212/2023 of Official bulletin, The increase in the maximum amounts of credits granted within the framework of the “CRÉDITOS ANSES” program was approved for the lines intended for the beneficiaries of the Argentine Integrated Pension System (SIPA) to $600,000 (from the previous $400,000), and for the credits corresponding to Non-Contributory Pensions (PNC) and Universal Pension for the Elderly (PUAM) at $250,000 (from $150,000).
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On the other hand, it is clarified that “the estimated amounts to be faced for financing the program are consistent with the flow of funds and the capabilities of liquidity management of the FGS (Sustainability Guarantee Fund)”.
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Los interested workers In requesting new credits of up to $400,000, they may do so in the ANSES offices without shift.
ANSES credits: the conditions to collect them
The subsidized rate is 29% for retirees and pensioners to ask for a loan up to $600,000. Los credits granted They will be paid by bank transfer to the account where the holders receive the benefits. settled from ANSES. Amortization: The amortization of the credit will be carried out through the payment of monthly and consecutive installments that will be debited directly. Fees include payment of principal, interest and operating expenses Limits of asset allocation: The pension assets may only be affected up to 30% for SIPA beneficiaries and 20% for PNC, PUAM, AUH and SUAF beneficiaries. Life insurance: ANSES will take out group life insurance on the outstanding balance of the loan. The applicant must assume the payment of the insurance policy premiums. Refinancing: ANSES may grant refinancing on owed balances, which will be deducted from the present or future benefits received by the holder, provided that the liquidation or payment of the benefit is under ANSES. Anticipated cancelation: The credit may be canceled in advance once it is credited to the holder’s bank account. Irrevocability of the Loan Application. The loan application cannot be revoked once it has been submitted to ANSES for acceptance. Mora: Default will occur automatically due to the expiration of the deadlines without the need for a judicial or extrajudicial summons or requirement or any prior communication. On any overdue and unpaid debt of the credit, ANSES may charge default interest, in addition to the compensatory interest, at a rate equivalent to 50% (fifty percent) of the compensatory interest. Transfer of ownership of the Benefit: Credit takers will not be able to transfer ownership or collection of the benefit until the credit is cancelled.
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