Retirement is the same for those who reach INSS in 2024

2023-12-20 02:13:25

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Retirement is the same for those who reach the INSS in 2024. The requirements for would retire from the INSS will remain more rigid with the arrival of 2024.

The general rule requires women to retire at a minimum age of 62 and with at least 15 years of contributions, and men at 65 and 20 years of contributions. For those who started contributing before the 2019 reform, the government created transition rules. According to them, the demands are increasing.

From 2024 onwards, the minimum age to apply for retirement in these cases will increase by six months. In the case of women, it goes to 58 years and 6 months. In the case of men, 63 years and 6 months. The contribution period is 30 years for women and 35 for men.

Retirement: transition rule 2024 — Photo: Jornal Nacional/ Reproduction

The points rule also advances from January. The sum of age and contribution time has been increasing each year. The minimum score to apply for retirement in 2024 will be 101 points for men and 91 for women.

Civil servant Margareth Gonçalves is 62 years old and has contributed to Social Security for more than 30 years. She has already applied for retirement and is well aware that she falls within the rules of the points. She is anxious.

“I want to retire so I can enjoy where I live, my friends, my grandchildren, children who are all grown up, and have a quality of life that I fought for, as everyone does”, he says.

Retirement – ​​2024 transition rule: points system — Photo: Jornal Nacional/ Reproduction

O main goal of the Social Security reform is to keep the worker contributing longer before starting to receive retirement – ​​one of the ways to reduce the imbalance that exists between what goes into contributions and payments. To get closer to the ceiling paid by Social Security, which is currently R$7,507, the reform requires the worker to be older and contribute for longer.

The vice-president of the Social Security Law Institute states that there are many rules and workers need to plan ahead.

“The advantage of planning is that you know when you are going to retire, with what amount, if you have to correct any documentation problems so that at the time of retirement it is a smoother and less troubled process that will cause a delay or even legalization. ”, says Diego Cherulli, vice-president of the Brazilian Institute of Social Security Law.