2024-04-17 04:55:41
In recent years, health insurance has become more important than in previous times, with issues such as disease prevention and quality treatments taking priority in the lives of thousands of Guatemalans today. For this reason, Universal has designed a new medical expenses insurance that exceeds expectations with unique benefits in the market. Learn more about Universales Health Plus next.
Universal Health Plus insurance plans for Guatemalans
It is new individual health insurance de Universales is distinguished by its broader coverage, as well as exclusive benefits unique in the market. After conducting an exhaustive study, the renowned insurer discovered that some of the recent needs that many users present are related to greater coverage and privileges that provide security and confidence to each member of the family.
Based on these key elements, Universales Health Plus provides global coverage with coordination of benefits abroad and two plan options, according to the needs of each insured. Find out what each one includes:
Plan 1
- The sum insured has a lifetime maximum,
- Telemedicine,
- Maternity,
- Complications to the newborn,
- Medical assistance without copay,
- organ transplant,
- Preventive health package, among others.
Plan 2
- The insured sum is renewable annually,
- Medical assistance without copay,
- Emergencies due to pre-existing illnesses,
- Maternity,
- Complications to the newborn,
- Telemedicine,
- Combination of benefits,
- organ transplant,
- Congenital diseases up to 18 years of age,
- Preventive health package,
- Sleep apnea, among others.
Universales Health Plus was created 18 years after the company launched its first medical expense products, a significant evolution for the insurance market in the region.
What is the importance of health insurance?
Maintaining your health and that of your family is an important investment that you must take into account within your home finances. Unforeseen events can happen at any time, including accidents or illnesses. Even if they are minimal conditions, a good health policy can give you peace of mind, since you take precautions that consolidate your stability in the future, both in medical and economic matters.
It’s never too early to protect yourself and your loved ones from risks! Hire the plan that best suits your lifestyle and experience the peace of mind of knowing that you are insured.
Universal seeks the well-being of Guatemalans
Universales is a company with more than 60 years of experience innovating in prevention services in Guatemala. Throughout generations, they have advised and provided assistance to their clients in the insurance market, shining for their excellence.
Leila De García, Medical Expenses Manager at Universales, commented regarding the new plans: «In the maternity issue, for example, benefits are included that complement and provide more coverage than the traditional ones. Basically, issues such as newborn screening, circumcision surgeries in children, stay in a suite room, that is, benefits that other policies do not include.
On the other hand, Leonardo Cardona, Deputy Manager of Medical Expenses at Universales, added that the insurance incorporates more coverage, such as congenital diseases up to 18 years of age. He also explained: «Another feature of Plan 2 is coverage for pre-existing diseases in case of emergency. We will provide coverage for all those pre-existing diseases that are declared in the application, with a coverage limit in case they need to attend the hospital in an emergency.
Thousands of Guatemalans currently enjoy the benefits of Universales health insurance. You can quote your plan by visiting universales.com or call 2384-7400 for more information. Batteries then!