2024-05-18 00:18:26
“24 Chasa” and the weekly for the second half of life “Membership 100” have a brand new marketing campaign to assist their readers – a personalised session with the assistance of the consultants of the Nationwide Insurance coverage Institute (NII).
Within the particular undertaking “Private NOI” any reader can ask their questions on pension, unemployment advantages, inheritance earnings, maternity or funds based mostly on TELK. The consultants of the insurance coverage institute will reply him as comprehensively as potential.
The solutions might be revealed each month in “24 Chasa”, “Membership 100” and on the most important info portal within the Bulgarian language 24chasa.bg.
To ask your inquiries to the consultants of the Nationwide Social Safety Institute, you possibly can write to e-mail [email protected] or on the deal with: Sofia 1202, St. Cyril and Methodius Avenue #84, for “Private NOI”.
I retired in 2010. Then I used to be employed for six months throughout the winter season in a kindergarten as an electrician. Once I was launched within the spring, they issued me a doc for the Social Insurance coverage Establishment that I used to be insured for six months. I introduced this doc to the NOI and after a number of days I obtained a letter from its director saying that he refused to implement this letter, in any other case he must cut back my coefficient! Once I retired, I used to be required to supply 37 years of service, and I offered 41. I graduated half time and have earned across the nationwide common wage most of my life. Regardless of these circumstances, I now obtain a decrease than nationwide common pension, though it does embody a modest widow’s allowance from my deceased spouse. I want to obtain solutions to the next questions:
During which 12 months was this paragraph adopted, obliging the Nationwide Insurance coverage Institute to scale back the ratio of insured, working pensioners?
Who ought to remind, enchantment or compel the licensed establishment to vary the adverse contribution of the paragraph in query to a constructive one? Slavcho Hadjiyski
The components for calculating the quantity of the labor pension incorporates 3 parts:
1. common month-to-month insurance coverage earnings for the nation for 12 calendar months earlier than the month of granting the pension;
2. particular person coefficient, calculated on the idea of the insurance coverage earnings of the particular individual;
3. period of the social safety service in years and months, decided within the corresponding proportion for annually of social safety service and the corresponding proportional a part of this proportion for the months of social safety service.
All components of the pension components, aside from the primary one, replicate the contribution of the particular individual to the insurance coverage system – the earnings on which his insurance coverage contributions have been paid, and the years of participation with contributions on this system (expertise). The formation of the quantity of the pension relies upon not solely on the state of affairs of the individuals insurance coverage expertise, but in addition on the quantity of earnings on which insurance coverage contributions have been made for the state social insurance coverage (DOO). This earnings has the best affect on the quantity of the individuals’ pension, as a result of it types the person coefficient, which is the idea of the components for calculating labor pensions.
Within the laws regulating pension insurance coverage, there are two choices for recalculating the pension of working pensioners:
1. solely with the moreover acquired insurance coverage expertise within the interval after the grant, respectively after the final recalculation of the pension;
2. with the moreover acquired insurance coverage expertise and insurance coverage earnings within the interval after the grant, respectively after the final recalculation of the pension.
Within the first possibility, when the pension is recalculated solely with the individual’s size of service after retirement or after the final recalculation, the quantity all the time will increase, as the chances for size of service which can be included within the calculation components improve. On this possibility, the pensioner’s particular person coefficient doesn’t change.
When the pension is recalculated with insurance coverage size of service and insurance coverage earnings (possibility 2), a brand new particular person coefficient of the pensioner is decided. The insurance coverage earnings that’s added for the post-retirement service, if not excessive sufficient, might result in a discount of the person coefficient. In such a case, so as to not hurt the pensioner, the quantity of the pension is decided solely on the idea of the information on the social safety expertise acquired after retirement. When your pension was recalculated in 2010-2011, your pension was more than likely refused to be recalculated together with your post-retirement insurable earnings as a result of a decrease particular person price was obtained than what was calculated when granting your pension.
Within the provision of Artwork. 102, para. 1 of the Social Safety Code (SSC) in its model as of 01.01.2011, it’s regulated that recalculation of the pension with insurance coverage expertise and insurance coverage earnings after retirement is carried out solely whether it is extra favorable for the people.
Within the CSR, there is no such thing as a alternative for a legislative initiative of the Nationwide Social Safety Institute. The coverage on obligatory social insurance coverage is decided by the Ministry of Labor and Social Coverage. Solely the folks’s representatives and the Council of Ministers have the best to legislative initiative (Article 87, Paragraph 1 of the Structure of the Republic of Bulgaria).