2024-07-12 12:16:22
With 69,336 criminal files filed, the first half of 2024, the increase is 14% compared to the first half of the previous year, according to the Banque de France. A number, however, 10% less than the first six months of 2019, which was the reference year before the disruptions due to Covid-19.
According to Bank of Francein June 2024, the number of overdue files filed remained stable at 10,944 in raw data (compared to 10,876 filings in June 2023).
In detail, women represent the majority of people in a situation of heavy debt and almost half are people aged 35 to 54.
In the processed files, it is the debts related to the current prices which burden mainly the household budgets, before the consumer credits. Three-quarters of people with debt are tenants and 15% are housed by a third party.
The number of account eligibility is down 4% in June 2024 compared to June 2023. Over the first half of 2024, the reduction is 9% compared to 2023, in 14,422 Banque de France in effect for the effect of the implementation of the right to the account: in the event of a refusal from the bank or lack of response within 15 days after the request to open an account, the individual can receive and have an account opened free of charge with basic banking services in another establishment.
More than 9 million people will be below the poverty line in 2022
In another register, the number of new registrations in the FICP (national file of credit compensation events) increased by 6%, with 455,506 registrations, and new announcements in the central inspection file (FCC) decreased by 8%. In the first six months of 2024 compared to the same period of 2023.
The number of requests for information or support from individuals addressed to the Banque de France on financial inclusion topics through its multi-channel collection increased by 9% from January to June compared to the first half of 2023, than A million questions go.
According to two studies published on Wednesday by INSEE, a little more than 9 million people will live below the poverty line in 2022 in France with an income of 1,216 euros per month per person (ie 60 % of median income) while the question of purchasing power is at the heart of legislative elections. If measures such as the successive increases in the minimum wage and the expected increase in the basic pensions or even the help of the government have moved in some of this stress, some departments have seen their situation worse. This is the case for the self-employed for whom the poverty rate increased from 14.6% in 2021 to 18.3% in 2022. Poverty has also increased among people living alone, retired or not. On the other hand, it falls a bit among the workers.
The results ? More and more people are forced to wear their belts. One in ten people say they live in a house with heating problems and the same percentage cannot afford to eat protein foods every two days. These are the needs that have improved the most in a year.
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