Yape Introduces New Commission for Commercial Transactions: Who Will Be Affected?

2024-07-19 02:24:45

Yape announced the implementation of a new commission in relation to certain transactions, which has raised questions among users about who will be affected and the reasons for this measure. This change seeks to cover the operating costs of the platform and offer additional services to companies that use it Yes for commercial transactions. In this article, we break down who will be affected by this commission and the reasons for its implementation.

Yesthe virtual wallet of Banco de Crédito del Perú (BCP), is the main tool for fast and easy transactions in Peru. However, with the increase in commercial use of the platform, the BCP decided to introduce this commission to guarantee the sustainability and quality of the service.

Yape Commission: what are the situations in which money can be deducted from my accounts?

The new commission will not apply to everyone transactions made in Yape. This fee will not be exclusive to accounts using the profile Yape Companies. This profile is designed for businesses that handle commercial transactions. Therefore, personal accounts will continue to make transfers at no additional cost.

Personal transactions, those between friends and family, will continue to be free. On the other hand, Yape Empresas is focused on facilitating commercial operations and, therefore, operating costs Related to these transactions, they are absorbed by the businesses that use the platform. This differentiation ensures that the new charges do not affect individual users.

What is the Yape Empresas commission?

Yape Empresas is a service designed to business y entrepreneurs who need an efficient solution to manage their payments and receive more than S/25,750 per month. The benefits of this service include:

1. Easy to use: allows businesses to receive payments easily and quickly, without the need for a separate bank account for each transaction.
2. Detailed transaction log– It provides a complete history of all transactions, which simplifies accounting and financial management.
3. Payment for services up to a daily limit S/3,000.
4. Access to sales and income report for a period of 90 days.
5. Assistant Profile: allows one to supervise sales and collections made by Yape, without being able to send money, view balances or modify the account. 5 people at most.
6. Access to YapePos: allows you to accept payments by credit or debit cards, without membership or affiliations, but with a transaction fee.
7. Personalized and priority attention via WhatsApp.

These are the types of Yape that exist in Peru

Yape currently offers two main account types: Personal Yape y Yape Companies.

• Personal Yape: This is the standard version of the virtual wallet, intended for individuals who want to make quick and easy transfers to friends and family. The transactions are free and are designed to facilitate the exchange of money in everyday situations.
• Yape Companies: Sent to business y entrepreneursthis profile allows you to manage commercial payments with a commission of 2.95%. Yape Empresas offers advanced tools for financial management and facilitates the safe and efficient execution of a large number of transactions.

Since its launch, Yape has become an essential tool for many Peruvians, offering an accessible and reliable platform for making transactions. With the introduction of Yape Empresas and the new Commission, the BCP it seeks to maintain the quality of service and ensure the sustainability of the platform, adapting to the specific needs of its commercial users.