2024-07-29 20:01:40
This week, the Chamber of Deputies began discussing initiatives that seek to allow the withdrawal of funds from AFPs.
The Constitutional Commission of the Chamber of Deputies of Chile began to process the Five new projects to withdraw funds from the AFP.
In this sense, these initiatives They propose, for example, the withdrawal of 10, 15% or 50%as well as a self-loan from pension funds.
In this way, the commission composed of deputies Miguel Ángel Calisto (IND), Jorge Alessandri (UDI), Gustavo Benavente (UDI), Karol Cariola (PC), Camila Flores (RN), Marcos Ilabaca (PS), Pamela Jiles (PH), Raúl Leiva (PS), Andrés Longton (RN), Javiera Morales (FA), Maite Orsini (FA), Luis Sánchez (REP) and Leonardo Soto (PS), They will have to decide whether the projects advance to the Chamber to be voted on by all parliamentarians.
The five projects on the withdrawal of AFP
To buy a home
This project was presented by the deputy Enrique Lee Flores and would allow members to withdraw up to 50% of your pension savings at any time of the year to purchase a property.
The savings can be used to apply for a housing subsidy or the payment of a mortgage loan.
Self-loan
Unlike the other withdrawals, this project headed by the deputy Ruben Dario Oyarzo forces members to return the money received and sets a number of conditions.
It may be done on Withdrawal of up to 5% of total savings with a maximum amount of 30 development units (UF).
In addition, The delivery of funds will be made within a maximum period of 10 business days. from the date the application is received.
Life annuities and political exonerations
Deputy René Alinco is the author of this project that seeks to AFP members, pensioners of life annuities and political exonerations can withdraw part of their pension funds.
10% Withdrawal
Pamela Jiles presented a project for the withdrawal of between 10% and 15% of savings in the AFP. Meanwhile, Gaspar Rivas proposed that the withdrawal of 10% is not subject to withholding, discount, legal compensation or seizure, except for the payment of alimony owed by court order.
Catastrophic diseases
The initiative presented by Roberto Arroyo seeks to allow contributors who suffer from catastrophic illnesses to withdraw their funds to cover expenses associated with your health condition or so that they can safeguard their only home.