Why do you need to pay?
Payment of PSD contributions in Lithuania is mandatory for all residents. For the insured, the state guarantees health care, while people who are not covered by health insurance at the time have to pay for medical services themselves – only the necessary medical assistance is provided to them free of charge.
People under the age of 18, full-time (full-time) students, state-supported persons, unemployed and others are prohibited from state funding. If a person works under an employment contract, PSD contributions are transferred to “Sodra” by the employer.
Residents who do not work, are not looking for work, are not studying and are not insured by the state must pay the minimum contributions themselves.
How much and how to pay?
The minimum monthly PSD payment this year is 64.50 euros. The contributions of people who self-insure PSD are paid with one contribution code 444. If the contribution is not paid by the end of the current month, the health insurance is terminated – you have to pay for health care services and accumulate a debt that will still have to be covered.
You can check the amount of PSD contributions to be paid by logging in to your personal account www.sodra.lt/gyventojui.
You can check whether you are insured by state funds for PSD on the website of the State Sickness Fund.
Most of the students are insured by the state
Whether it will be necessary to pay PSD contributions depends on which form of study the student has chosen and in which country he will study.
Full-time (full-time) students of Lithuanian higher education institutions are covered by the PSD with state funds, so those who have entered the university or are continuing their studies do not need to worry about the PSD contribution.
If a student takes a break from his studies and goes on academic leave, but remains on the student list, he will continue to be banned from state funds, so he will not have to pay PSD contributions.
It is important to note that the state does not prohibit those who study part-time.
Do working students have to pay PSD contributions?
If the student decides to combine studies with work, he will have to pay PSD contributions from his earned income. When a young person works under an employment contract, contributions from the salary are calculated and transferred by the employer.
If, during his studies, the student starts an independent activity – will work with a certificate of individual activity or a business certificate – he will have to pay the prescribed PSD contributions, the amount of which will depend on the form of activity and insured income.
A self-employed student does not have to pay minimum PSD contributions every month – he is insured with state funds and can see a doctor if necessary. Only once a year – before the beginning of May – after declaring the earned income to the State Tax Inspectorate (VMI), it will be necessary to pay the fixed amount of PSD contributions from your earned income.
Those studying in the EU should apply to the territorial health fund
Those young people who go to study in EU countries, Norway, Iceland, Liechtenstein or Switzerland are invited to submit a certificate on the original high school form to the territorial health fund every year. The document confirms that they are studying in a full-time study program. Copies of such certificates or invitations to study are not suitable.
The certificate is issued annually for the duration of the studies, as the PSD is valid for one academic year.
Those going to study in the mentioned countries should have a European health insurance card issued by Territorial Sickness Funds. The card guarantees necessary medical assistance abroad.
When traveling outside the EU, you will need to take out your own insurance
Those going to study in other countries (e.g. USA, United Kingdom) are not prohibited by state funds. It is important to remember that young people studying in other countries have to take care of their own health insurance and take out insurance with a private insurance company. It is also important to note that when leaving Lithuania, you must declare your departure. If you do not do this, the obligation to pay PSD contributions at the fixed rate will remain.
A similar procedure applies to students going to foreign universities under exchange programs. If you go to EU countries, Norway, Iceland, Liechtenstein or Switzerland, you will not have to pay PSD, and the student will be able to use medical services in those countries. Those traveling to other countries at that time should take care of their own health insurance – otherwise they may have to pay for health services out of their own pocket.
Those studying in foreign higher education institutions are also advised to pay attention to when the academic year officially begins. Pupils and students of full-time (full-time) studies in PSD are insured with state funds and this insurance is valid until the end of August. If the studies start from September, the PSD continues to be valid, but if the studies start in October, the PSD fee for September must be paid independently.
2024-09-05 03:54:29