The companies have undertaken to “hold the average amount of insurance premiums below the level of inflation” for these two years.
Towards the appearance of apack anti-inflationon insurance. Following a meeting between Bruno Le Maire and representatives of insurance and mutual insurance companies, commitments were made to “support the purchasing power of the French». «I have asked insurers to make efforts to limit the amount of insurance premiums for 2022 and 2023 as much as possible.“Explained the Minister of Economy and Finance, during a press briefing. During a press briefing, companies thus undertook to “keep the average amount of insurance premiums below the level of inflation», for these two years. A “effort importantwhich aims to create ainsurance shield“, after the shield “bankingand the one on energy.
Premiums could have jumped next year, driven by the multiplication of climatic phenomena such as fires, storms or floods, on the one hand, and by the rise in the cost of raw materials such as spare parts or tiles, a noted the boss of France insurers, Florence Lustman. To date, “more than six million peopleshould thus be compensated this year, which is double that of a normal year. But “insurance price index“, calculated by INSEE, will remain below the overall level of inflation, also measured by an index, accepted the insurers.
The anti-inflation commitments of insurers include three components, detailed the representative of the profession. First, young job seekers will be able to benefit from acheck for 100 euroson their car premium. “We are ready to extend the parents’ complementary health contracts to these young audiences, so that they can take care of themselves.“, she added. Then, insurers will also announce “individual commitments“, which could go as far as “price freeze“, according to Bruno Le Maire, in the coming weeks. Finally, insurers will work together to “address root causes» the cost of the repair, whether it is the cost of raw materials or that of car spare parts, for example. Professionals also wantpromote the use of reused partsto limit the cost of repairs.
Towards the disappearance of the green card next year
And “simplification shock“was also highlighted by Florence Lustman, who believes that the green sticker”no longer useful, because we have a file of insured vehicles», dematerialized. In the crosshairs of the authorities for several months, this proof of insurance could therefore be deleted soon: “we work with the Minister of the Interior […] to the removal of this green sticker […] so that it is dematerialized. It is a shock of simplification, at the same time as a cost which is reduced“, Argued the boss of Bercy, adding hope to be able to announce the removal of this tool next year.
It should be noted, however, that the commitment to keep the increase in premiums below inflation may not be respected in certain cases: “You can have, on a car premium of a driver who has multiplied violations in recent months, an increase that will be above inflation“Cited Bruno Le Maire as an example.
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