He National Workers’ Housing Fund Institutebetter known as Infonavit It was founded in 1972 and seeks to ensure that workers fulfill their right to housing.
In this program you can buy, build or remodel a house on credit, but did you know that there is an age limit to obtain it? Here we tell you how it works. It is recommended that you do it between the ages of 25 and 35 and have the points to be able to enter the program.
And although its portal mentions that there is a maximum age limit to be part of the program at 70 years for men and 75 for women, it is important to mention that they vary according to the time period in which you pay the loan.
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To obtain a loan from INFONAVIT you must meet the following requirements:
- Prequalify and choose a credit
Check if you can already apply for your loan and how much we can lend you in My Infonavit Account, Process my Loan section. Compare and choose the loan that best suits you.
- Take the Saber + course to make better decisions
On each screen of the I am interested in a credit section found in Process my credit, Prequalification and points of My Infonavit account
If you buy from a developer, the construction company will do it. If you buy from a private individual, ask for it at the authorized assessment units.
Prepare your file according to the product you are processing. If you buy from a construction company, they will help you.
- Choose the notary public
If you buy through a developer, he will help you with your deeds. If you buy through a private individual, you will choose a notary when registering your credit.
6. You will receive your credit certificate
When you register your credit, you will receive your certificate at CESI.
How much can INFONAVIT lend you?
- Credit amount: Varies according to your age or salary
- Fixed payments: It has a fixed annual interest rate according to the chosen credit product
- Employer contribution: You can find out the amount that corresponds to you in My Infonavit Account, Process my credit, Prequalification and Points section.
Limit to acquire an INFONAVIT credit
Below are the deadlines and age limits for acquiring a loan from INFONAVIT
Maximum age by terms for men:
- 5 year term: 65 years of age
- 10 year term: age 60
- 15-year term: 55 years of age
- 20 year term: 50 years of age
- 25 year term: 45 years of age
- 30-year term: age 40
Maximum age for women:
- 5 year term: age 70
- 10-year term: age 65
- 15 year term: 60 years of age
- 20-year term: age 55
- Term of 25 years: 50 years of age
- 30-year term: 45 years of age
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2024-08-18 05:27:00