The National Social Security Administration (CONSIDERED) offers personal loans of up to $240,000, with a fixed rate of 29% per year, half the interest applied in the market. The credits have a return term of 24, 36 or 48 installments.
The pension agency has the service “Mi CONSIDERED“, which can be accessed on the site anses.gob.ar. Through this digital platform you can make inquiries about it.
Credits go to retirees and pensioners of the Argentine Integrated Social Security System (SIPA). They can also access beneficiaries of benefits from the department headed by Fernanda Ravertaas the holders of the Non-Contributory Pension (PNC) for Mother of 7 children.
For the former, the pension agency raised the maximum age limit last May from 90 to 92 years and, for the latter, from 75 to 78 years. Loans can be managed online at “Mi CONSIDERED“where there is also the possibility of performing a quota simulation.
The general characteristics of the loans published on the ANSES website.
ANSES: the five lines of loans available
– ANSES credits for retirees and pensioners.
– ANSES Credits for Universal Pension for the Elderly (PUAM) or Non-Contributory Pension (PNC) for Old Age.
– ANSES Credits for Non-Contributory Pensions (PNC) for Disability and Mother of 7 children.
– ANSES Credits for Pensions of the Reparatory Regime for former Political Prisoners.
– ANSES Credits for Pensión Honorífica for Veterans of War.
Characteristics of loans for retirees and pensioners
Los retirees and pensioners SIPA can access loans of up to $240,000 from the Credits ANSES program with a return period of 24, 36 or 48 installments, whose value may not exceed 30% of monthly income.
The three requirements to access loans
– Reside in the country.
-Be under 92 years of age at the time the loan is finalized.
-The fee cannot exceed 30% of monthly income.
Step by step: how to access credits for retirees and pensioners?
– Have a DNI and CBU of a bank account in the name of the credit applicant.
– Enter “My ANSES” with the CUIL number and the Social Security Code.
– Go to the menu: Credits ANSES > Request credit – Retirement and Pensions.
– Choose the amount and term option you prefer.
– Send the request.