2023-10-17 09:09:55
60% of users have an electronic restaurant voucher, in the form of a card or virtual. bignai / stock.adobe.com
The Competition Authority does not recommend capping the commissions charged to restaurateurs for accepting these vouchers used by five million French people to pay for their lunch. To correct “market failures”, it proposes the implementation of structural measures.
It was a notice eagerly awaited by restaurateurs who complain about the excessively high commissions charged by restaurant voucher issuers. These vouchers are used by more than five million French employees to pay for their lunch and are partly financed by employers (50 to 60%, a contribution exempt from social security contributions). In recent months, nearly a quarter of restaurateurs, most often small establishments, no longer accept payment with paper meal vouchers. “It’s too complicated (to juggle between paper and card), the commissions are too high and the procedures much too cumbersome for restaurateurs who lack cash flow”explained in early October on France Info, Olivia Grégoire, Minister for Commerce. These commissions amount to an average of 3.7% per payment, compared to 3.5% four years ago. So for a meal costing 10 euros, the restaurant owner pays 37 cents to the issuer of the restaurant ticket.
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