2023-08-22 09:50:45
Although the purchase and sale of housing fell by 6.4% in June and adds five months of setbacks due to the increase in the cost of real estate and mortgages, Spain is traditionally a country of owners. The Spanish still prefer buying to renting, as they see the acquisition as an investment that will give them peace of mind for life. If you are about to take that big step, you should know that you will need several documents to carry out the process, the most basic being the simple note.
What is the simple note?
“The simple registry note is an informative document that indicates the legal situation and ownership of a property. That is, the note specifies who is the owner of the house, what are the characteristics of the house and where it is located and, most importantly, still, the charges, debts or encumbrances that weigh on the property”, explains Helpmycash.
Who asks for it and why?
This document is usually requested by the buyer of the house before signing the deposit contract (containing the details of the house and the operation, and the public deed of sale) to verify that the house has no charges, such as a mortgage, or a legal situation that prevents its sale. In addition, it is also necessary to request a mortgage loan from the bank.
Although requesting this document is usually the responsibility of the buyer, Helpmycash recommends that owners also request it before putting their home up for sale to ensure that they do not have a registration or ownership problem that could later complicate or delay the sale.
How to order it
Whether you are a buyer or a seller, you can request the simple note directly on the website of the Association of Registrars of Spain and its cost is only 9.02 euros per property. In addition, you will receive the information in less than 48 hours. These are the steps you must follow, according to Helpmycash:
Go to Registrars.org and click on “Online registration” Go to the “Nota simple” section and click on “Request” Click on “Search for other information” and fill in the information on the location of the flat Indicate the address to obtain the Registration number, fill in the data and click on “Search”Indicate if the note is requested on your own behalf or on behalf of another, select the reason for request and click on “Continue”Indicate that you are acting as an individual, enter your personal data and click on “Validate”Enter your billing and contact information and click on “Continue”Indicate the payment method, accept the terms and verify the order data. Click on “Continue” Enter your card details and click on “I confirm the payment” And that’s it. You will receive a confirmation email and in 24 or 48 hours you will have the note.
#process #buying #home #request #simple #note #euros