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Kal’s new and free service will analyze and centralize the charges in one place, making it easier for the customer to manage his expenses clearly and easily. The service, which is a joint development of Kal and the Israeli fintech company Personetics, will include: locating and presenting the standing orders and charges for monthly subscriptions in Israel and abroad; notification of a change in the amount of the charge, expense inquiry, by contacting the business directly, insights and other smart recommendations concerning customer expenses.