2023-10-01 15:00:00
Knowing what influences insurance prices can be crucial when choosing the best policy for your car. In this article, we’ll uncover the mysteries behind Ford Fiesta insurance costs and provide valuable information on how to save. So, if you own a Fiesta or are thinking about purchasing one, read on to better understand the world of car insurance.
What is the average value of Ford Fiesta insurance?
Calculating the insurance premium for a vehicle like the Ford Fiesta involves a number of factors that play a crucial role in determining insurance costs. Among these factors, the model and year of manufacture stand out. Opting for newer models equipped with advanced technologies can result in higher insurance premiums. Furthermore, the driver’s profile, including age, history of accidents or traffic violations, also has a significant influence on calculating the insurance value.
Residential location is another important aspect to consider. Living in areas with high rates of burglaries and vehicle thefts can contribute to higher insurance premiums. Additionally, choosing more comprehensive coverage, such as comprehensive insurance, often results in higher insurance premiums as it offers broad protection in a variety of situations.
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When it comes to average insurance costs for the Ford Fiesta in Brazil, they can vary considerably. However, as a point of reference, insurance for this vehicle generally has an average annual cost of approximately R$ 2.000,00. It is important to note that this value is just an estimate and may vary according to the coverage options selected and the driver’s profile. In specific situations, annual premiums may even exceed R$ 3.500,00.
There are measures that drivers can take to save on insurance for a Ford Fiesta. One is to practice safe driving and avoid accidents, as an incident-free driving record can result in lower premiums. Additionally, installing alarm and tracking systems in the vehicle can reduce the perception of risk by insurers. Choosing a vehicle with a low history of theft and theft can also have a positive impact on insurance costs.
Average price Ford Fiesta Insurance. Photo: Disclosure
It is important to note that the insurance value is generally calculated as a percentage of the total value of the vehicle, often falling between 2.5% and 3% of the car’s value. However, each situation is unique, and careful analysis of individual variables, as well as the search for personalized options, play a fundamental role in choosing the ideal insurance for a Ford Fiesta. Comparing quotes from different insurers can also be useful in identifying more economical alternatives that meet each driver’s individual needs.
Ford Fiesta 2019 insurance price
See below a table showing the model, driver profile and insurance value based on the FIPE Ford Fiesta 2019 Table:
ModelDriver profileFord Fiesta Insurance 2019Fiesta TIT,/TIT,Plus 1.6 16V Flex Aut,35 year old man, living in a country town R$ 2,274.57Fiesta TIT,/TIT,Plus 1.6 16V Flex Aut,35 year old woman, living in a country town R$ 1,895.48
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Ford Fiesta 2018 insurance price
See below a table showing the model, driver profile and insurance value based on FIPE Ford Fiesta 2018:
ModelDriver profileFord Fiesta Insurance 2018Fiesta TIT,Plus 1.0 12V EcoBoost Aut, 5p35-year-old man, living in a country town R$2,034.54Fiesta TIT,Plus 1.0 12V EcoBoost Aut, 5p35-year-old woman, living in a country townR$1,695, 45
Ford Fiesta 2017 insurance price
See below a table showing the model, driver profile and insurance value based on the FIPE Ford Fiesta 2017 Table:
ModelDriver profileFord Fiesta Insurance 2017Fiesta TIT,Plus 1.0 12V EcoBoost Aut, 5p35-year-old man, living in a country townR$1,803.36Fiesta TIT,Plus 1.0 12V EcoBoost Aut, 5p35-year-old woman, living in a country townR$1,502, 80
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Why is there such a difference in insurance prices?
Firstly, there is the piece of the puzzle called “You”. This involves who you are as a driver, your age, your driving history and whether you have ever been in trouble on the road. The more “risky” you appear to insurers, the more expensive your insurance can be.
Another important piece is where you live. If you live in an area with a lot of car accidents or vehicle thefts, this increases the risk for the insurance company, and they may charge more to compensate for this risk.
The type of car you drive is another vital piece. Expensive cars, sports cars, and cars that are frequently targeted by thieves generally have more expensive insurance. Your car is like a piece of jewelry that needs to be protected, and expensive jewelry costs more to insure.
Now, the coverage you choose is like choosing between different levels of protection for your jewelry. The more comprehensive the coverage, the more expensive it will be, but you will have more protection in many situations.
Finally, the deductible is like the part of the cost that you agree to pay if something happens. A lower deductible means you pay less in the event of a claim, but your policy will generally have a higher premium.
These pieces of the puzzle fit together uniquely for each driver and car, which leads to wide variation in insurance prices. Therefore, comparing different insurance companies can help you find the best combination of pieces for your puzzle and save money.
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Common questions
How much does insurance for a Ford Fiesta cost on average?
The average cost of insurance for a Ford Fiesta in Brazil is around R$2,000.00 per year. However, this value can vary significantly depending on factors such as the car model, its location and your profile as a driver.
What factors influence the price of insurance for a Ford Fiesta?
Several factors come into play, including the model and year of the car, your driver profile (age, accident history, traffic violations), location of residence and the type of coverage chosen. Newer cars and areas with high theft rates tend to have more expensive insurance.
How can I save on insurance for my Ford Fiesta?
There are several ways to save on insurance, such as driving safely to avoid accidents, installing safety devices in your vehicle, choosing a car with a reduced history of break-ins and thefts, and considering a higher deductible, which can reduce your premiums.
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