Wednesday, March 8, 2023, 00:27
If you are one of those who pay even the smallest purchase with a card and reject the copy of the operation that they must offer you in the store, take a good look at the amount that appears on the dataphone. The Bank of Spain has just made a reminder so apparently obvious to those who use contactless cards (‘contactless’) that, by not having to dial any password, they do not even look at the point of sale terminal (TPV) before paying for the purchase.
“Maybe saying you don’t want the copy is a good decision if you don’t need it and you want to protect the environment. However, before answering negatively, make sure that you have been charged the correct amount and that it appears as such on the POS screen. At present, with the widespread use of contactless payments for small amounts, in which it is enough to bring the card to the POS and they automatically charge you without having to enter the PIN, sometimes you may act automatically and not even look at what they charge you”, warns the entity that also remembers that “these payments without the need to include any password are currently limited to 50 eurosso that if they type a higher amount they will necessarily ask you for the password and you will have to look at the terminal, but up to that amount an error can occur that is always difficult to solve.
In addition, the Bank of Spain launches a series of recommendations in which, for example, it reminds us that receipts can help us keep better control of our expenses and that there is a possibility that this is digital.
-When you make a contactless payment, when you bring your card closer to the POS, check the amount that appears on the screen and make sure it is correct.
-Keep the purchase ticket from the store. This way you can check that the amount charged on the card matches the amount of the purchase. Remember that in many shops there is the possibility of obtaining an electronic ticket.
-Check the card charges in your account to keep track of the operations you carry out.
-Ask your entity about the possibility of sending you an SMS message each time a charge is made to your card.