Customers of Banco de Credito del Peru (BCP) through the application Yep They will be able to access a loan between S/ 150 and S/ 200 that will be granted for a maximum payment term of 30 days. In the coming months the company will give 60,000 credits.
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The loans from Yep are already being carried out and their application It will be progressive. Users must pay an annual effective cost rate (TCEA) of 80%. In that way, a credit from S/ 200 to 30 days you will have a commission total of S/ 5, as long as it is paid on time.
If you cannot request this credit, here we indicate the requirements to be able to request it.
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What are the requirements for the Yape loan?
In the following list you will be able to know the requirements demanded by Yep to grant a credit of up to S/ 200. If you do not meet these points, the withdrawal will be denied.
- Be affiliated with Yape with a BCP card.
- Have your debit card active.
- Be up to date with your debt payments at any financial institution.
- Present a good behavior and credit history.
- Have your contact information such as address, telephone and email updated in BCP.
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How to apply for the Yape loan?
To request a Yape microcredit, follow these steps:
- Enter Yape, tap on the three-line menu and then choose the ‘credits’ option.
- If this is your first time requesting one, a confirmation screen will appear. Accept to continue.
- Select the amount and payment date of your preference.
- Validate and confirm the data of your request.
- Then, review and accept the terms and conditions of the credit.
- Finally, enter the code that will come to you by text message and confirm receipt of your loan.