2023-09-24 00:08:28
The CaixaBank banking entity offers its customers the possibility of earning an interesting loan. With this loan, CaixaBank can advance the client up to 3 times your salary. Thus, said loan is called ‘Payroll advance loan’.
Some people often face unforeseen financial expenses. Thus, to address these financial obligationsin many cases, require the contracting of a loan by a banking entity.
In this sense, CaixaBank offers users a loan that consists of an amount equivalent to the advance of three times the client’s salary. It’s about a loan with striking features.
CAIXABANK LOAN
From the banking entity they explain that “at CaixaBank we put at your disposal all the financing what you need so that you can face unexpected expenses and continue enjoying life.
Loan from CaixaBank./ Adobe Stock License
This loan of up to 3 times the user’s salary can apply 100% onlinealthough it is also possible to make your request in person at any of the CaixaBank offices. Thus, the client has up to 12 months to return the loan.
Although it is a loan of up to 3 times the applicant’s salary, the maximum amount offered by CaixaBank It is 9.000 euros. If you need a larger quantity, the banking entity It also sells other types of bank loans.
The user has the possibility to choose between three different deadlines for the loan repayment. Specifically, this loan can be repaid in 6, 10 or 12 months.
Although, since banking entity warn that the granting of the operation by Santander Bank It is subject to the analysis of the applicant’s solvency and repayment capacity. It all depends on the risk policy that the entity follows. Thus, the minimum contractable amount for this loan is 3,000 euros, while the Maximum amount is 9,000 euros.
LOAN OF 30,000 EUROS
Besides, CaixaBank also offers its clients a loan of up to 30,000 euros. However, the minimum amount to request this loan is also 3,000 euros.
In this case, the return period For contracting persons it can be up to 72 months, depending on the loan amount issued by CaixaBank. It is also subject to solvency analysis and repayment capacity by the applicant.
CaixaBank offers these initial conditions for customers. However, banking entities always have the capacity to modify certain conditions based on the characteristics and profile of each client.
So, CaixaBank It has specific loans for vehicles, homes or studies. The banking entity usually adapts its loans depending on the client’s investment purpose.
Therefore, if you need to obtain a bank loanyou can choose between these different options in CaixaBank, where the ‘Payroll advance loan’with up to 3 times the amount of the client’s payroll.
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