In the deployment of European funds, financial institutions play a fundamental role and the objective of CaixaBank, which has a transversal team, is to be an active agent in the communication and dissemination of available aid, streamline their arrival to the beneficiaries so that they can undertake investment projects with more securityand also anticipate its transforming and growth effects on the economy.
CaixaBank provides its customers with access to aid and subsidy programs promoted by the Government within the framework of the Next Generation Funds of the European Union, through the accompaniment in the processing, the advance of public resources and complementing the necessary financing to carry out your projects.
In this way, the entity contributes to multiplying the investment seeking public funds and, ultimately, continues to be part of the economic recovery. CaixaBank considers that it can be a relevant actor in the distribution of aid because has extensive capillarity and presence throughout the national territoryand with previous experience in the management of aid or subsidy programs, while knowing the investment needs and financial capacities of its clients.
Instruments
Through the CaixaBank digital platform, developed in collaboration with Minsait, an Indra company, both customers and non-customers can access all the information about the aid of the NGEU Funds, such as the requirements to access them, their possible purposes or the processing process. This search engine is accessible from CaixaBankNow digital banking and from the Companies and Business portals of CaixaBank.es.
The client, in the case of being interested in obtaining help and needs support in the processing process, has a Minsait specialist that will accompany you so that the process is agile and simple.
European funds represent a great opportunity to develop investment projects and advance in the reactivation of the economy and the transformation of the productive fabricto achieve, for example, higher levels of digitization and sustainability, objectives on which programs such as the ‘Digital Kit’ and the PERTE for Renewable Energies, Hydrogen and Storage are focused.
European funds represent a great opportunity to advance in the reactivation of the economy and the transformation of the productive fabric
The objective of the ‘Digital Kit’, equipped with more than 3,000 million euros, is to modernize the Spanish productive fabric through the digitization of self-employed and SME businesses over the next three years. Thanks to this program, they will receive a digital bonus, the amount of which can reach up to 12,000 euros depending on the number of employees of the SME.
CaixaBank makes available to its customers a team of experts to advise them, analyze their needs and accompany them throughout the application process for the ‘Digital Kit’ aid.
For the ‘digitizing agents’, once the processing has been carried out, CaixaBank can advance the aid so that the client does not have to wait and carry out the digitization process, and complement the investment if necessary.
Decarbonization
For its part, the PERTE for Renewable Energies and Hydrogen, endowed with close to 7,000 million euroshas as main objectives to consolidate the value chains of renewable energies, promoting social and business model innovation, developing and deploying technologies and business models linked to energy storage and flexible management, and position Spain as a technological benchmark in the production and use of renewable hydrogen.
CaixaBank, in line with its sustainability strategy and commitment to zero emissions by 2050, aims to financing of green hydrogen initiatives that will foster the transition towards global decarbonization.
CaixaBank aims to finance green hydrogen initiatives that will promote the transition towards global decarbonisation
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In this regard, in its commitment to accelerating the transition to a low-carbon economy and achieving neutrality in CO2 in 2050, it has joined the European Clean Hydrogen Alliance, a body dependent on the European Commission. The Alliance aims promote and develop the production of renewable hydrogen as a decarbonisation engine in areas such as transport, industry and economic sectors necessary to achieve the commitment assumed by the European Union.
Other PERTEs have also been promoted, such as the Digitization of the Water Cycle, endowed with some 1,940 million euros; and Aerospace, with a amount of 2,193 million euros. They are also joined by the PERTE of the Electric and Connected Vehicle, the Vanguard Health, the Agrifood Chain, the Naval Industry or the Circular Economy.