Citibanamex, formerly known as Banamex, is one of the main banks in Mexico. Founded in 1884, it has been the nation’s leading financial institution for more than a century. It offers a wide range of banking services, including checking accounts, credit cards, loans, investments, and insurance.
In addition, it has a wide network of branches and ATMs throughout Mexico. One of the traditional products is the Classic Citibanamex Credit Card. From which you will be able to obtain all the necessary information in this guide.
✅ Requirements
Nothing that cannot be had at hand, the Requirements to apply for the Citibanamex Classic Credit Card are the following:
- Present valid official identification: IFE/INE or permanent resident card and passport in case of being a foreigner.
- Verifiable income of at least $7,000,000 pesos.
- Proof of address valid for no more than 3 months: electricity, water, fixed line, predial or pay TV bill.
✅ How to request the Citibanamex Clásica card
Unlike the Santander Fiesta Rewards Gold Card, this there is no process to request it online. So you will have to go directly to a branch and you can do it at this link.
For this procedure no appointment necessary. You just have to go with all your documents to make the request at that time.
???? If you are not a customer, to apply for the Citibanamex Clásica credit card you will have to open a savings account.
✅ Benefits
- Get fixed payments on health and beauty purchases, only at establishments that are affiliated with Citibanamex.
- get double reward points when paying for your gasoline at any station in Mexico.
- Withdraw your Reward Points in cash.
- You have the opportunity to earn 5% Reward Points each time you use the Citibanamex Classic Credit Card.
- You will be able to defer your health and beauty purchases in fixed payments with a minimum amount of $3,000 pesos.
- 2,500 promotions a year in stores, restaurants, travel, health, entertainment and businesses.
- Access to Banamex experiences and exclusive presales.
✅ Advantages and disadvantages
Pros
- Possibility of earning many Premia Points to exchange for cash because there are dozens of affiliated establishments.
- >Choose once a year the date you want to pay the Citibanamex Clásica credit card, ideal when payment is difficult for extraordinary reasons.
- >Safe purchases with CVV Digital.
- >Lock and unlock the card from the APP.
- >Your PIN is the signature for purchases in physical establishments.
- >Cash withdrawal without commission and partialization to 24 fixed payments.
- >Fixed payments on all your purchases.
- >Transfer debts from other banks.
Contras
- It has one of the highest interest rates on basic cards.
- >Your annuity is higher than the prize of the basic cards.
✅ Rates and Commissions
???? It’s a face card regarding their rates and commissions, so pay attention to this information and you can consult it in detail at this link.
| Concept | Payment |
|---|---|
| Average CAT | 83.5% without VAT |
| weighted interest rate | 59.27% |
| Collection costs or late payment | $399.00 per event. |
| card replacement | $150.00 per event. |
| Enrollment in the program to obtain Months Without Interest | $799.00 |
| Use of agent network infrastructure | $6.00 to $15.00 per event. |
✅ Statement of Account
The Banamex account statement can be easily consulted through the internet portal. Only that to obtain the Netkey it is necessary that you go to a branch to be activated.
- Enter BancaNet and choose the “Account Statements” option from “Quick Access” or go to “Settings > Account Statements > Download Account Statements”.
- Select the credit card to check and click on the PDF or XML of the month you want to review, and that’s it! Your account statement will begin to download.
You have the opportunity to download the application and be able to obtain the account statement for the month you want and at the time you require it.
✅ FAQ
How good is the Citibanamex Credit Card?
The Citibanamex Clásica Credit Card is a popular choice among consumers for its benefits and promotions at affiliated stores. It offers a wide range of additional services. Plus, it comes with a reasonable interest rate and an easy application process. In general, the Citibanamex Clásica Credit Card is a good option for those looking for a reliable and efficient credit card.
How much does the Citibanamex Clásica card charge as an annuity?
The Classic Card has an annuity of $782 without VAT and cannot be exempted in any case.
Does the Banamex Card have free insurance?
Death Protection covers the debt; for unrecognized charges for theft up to 48 hours prior to the report; Master Travel Insurance up to USD 75,000 for accidental death and others; Y purchase protection up to $200 per incident or damage, if equipment requires replacement or repair.
How much does the Citibanamex card give you?
The credit limit will vary depending on the income you can prove.
How to activate the Citibanamex Credit Card?
It can be done directly at our own ATMs by checking the balance; entering the mobile application in the card services option; in Banca NET or by calling 55 1226 2639 in Option 2 from Monday to Friday from 9:00 a.m. to 8:00 p.m.
Where to pay my Santander credit card?
You can pay by transfer from the same bank or any other with your card number. At 7 Eleven, Chedraui, Casa Ley, Telecomm, Farmacias Guadalajara, Farmacias del Ahorro and Soriana. As well as at ATMs and at the window.
Where can I withdraw money from my Santander credit card?
If you are looking to obtain immediate cash from your Citibanamex Clásica credit card, you can do so through any NETWORK ATM of the bank or of another owner. Keep in mind that both the ATM owner and Santander charge a commission.
How to cancel my Citibanamex Card?
All you have to do is call the phone 55 1226 2639 and request cancellation. Your account must be zero.
What can I do if my Citibanamex Card is lost or stolen?
Dial 55 1226 2639 and provide your information to file the report. In the mobile application you can do it in Help > Report theft or loss.
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