complementary, civil servant, reform… What gain?

complementary, civil servant, reform… What gain?

PENSION INCREASE. Between the pension reform, the revaluation of basic pensions, and the increase in complementary Agirc-Arrco, this beginning of the year 2023 turns out to be loaded. Here is the full summary.

[Mis à jour le 2 février 2023 à 08h07] The theme of pensions is omnipresent at the start of 2023. And for good reason, several upgrades have taken place. First, the pensions from the basic scheme increased 0,8% au January 1, 2023 to account for inflation. If you have a basic pension of 1,500 euros, the net gain will be 12 euros per month. In total, 14 million people are affected. As a reminder, the supplementary pensionsthey have been enhanced by 5,12% on November 1, 2022. The service value of the Agirc-Arrco point was set at 1,349.80 euros, compared to 1,284.10 euros previously. Finally, the pension reform project provides for an increase in the minimum pension of 100 euro. In other words, no employee whose contribution period is complete may receive a pension less than 1,200 euros gross (85% of minimum wage).

The retirement pensions from the basic scheme had their third augmentation in one year, Sunday January 1, 2023. This time, the increase reached 0,8%. This third increase in one year is part of the Social Security financing bill (PLFSS) and allows the seniors concerned to pocket an additional gain of 12 euros per month for a pension of 1,500 euros, or even 16 euros monthly. for a basic pension of 2,000 euros.

The retirees concerned are those affiliated with one of the following funds:

  • CNAV (National Old Age Insurance Fund)
  • CNRACL (National Fund of Local Authority Agents)
  • SRE (State Pensions Service)
  • CNAVPL (National old-age insurance fund for the liberal professions)
  • Complementary public contractors (Ircantec)
  • Special diets (SNCF…)
  • Independents (SSI)

The beneficiaries of the retirement of proper rightof the pensions of reversionthe solidarity allowance for the elderly (BLADE) as well as the supplementary invalidity allowance (BUT) are also affected.

After the successive increases of 1.1% in January 2022, then 4% last July, the retirement pensions of the basic scheme experienced a new increase, Sunday January 1, 2023. Please note, the payment into your bank account, it , will only be effective from the month of February 2023.

Here is the calendar for the revaluation of pensions since September 2022:

  • September 9, 2022 : 4% increase for pensions from the basic scheme
  • September 28, 2022 : 4% increase for retirees from the State civil service
  • September 29, 2022 : 4% increase for retirees from the hospital public service
  • 1st November 2022 : increase of 5.12% for complementary Agirc-Arrco
  • January 27, 2023 : payment of the 0.8% increase for CNRACL affiliates
  • January 30, 2023 : payment of the 0.8% increase for public service retirees
  • February 9, 2023 : payment of the 0.8% increase for CNAV and MSA affiliates

Thing promised, thing due? Emmanuel Macron had made it one of his campaign promises. As of September 1, 2023, the minimum pension will indeed increase, according to government announcements, to approximately 1,200 euros gross per month for new retirees, i.e. 85% of minimum wage. This amount will be for a full career. Without a full career, a proration will be applied. In total, 1.8 million retirees (which represents 10% of retirees in France) will be able to benefit from the revaluation of the minimum pension, of which 200,000 new retirees. This increase may “go up to 100 euros” said the Minister of Labor Olivier DussoptMonday, January 23 during the Report of the Council of Ministers.

The rules for increasing supplementary pensions (Agirc-Arrco, for example) differ from those for basic pensions. These supplementary pensions are calculated from the number of points acquired during the career, to which a value of the point is multiplied. Then, the social partners decide on a possible revaluation of the value of this point.

In an attempt to compensate for the galloping inflation observed in recent months, supplementary retirement pensions have increased by 5.12% since 1st November 2022. The decision was taken during the Board of Directors of Agirc-Arrco, on October 6, in the presence of employers’ organizations and trade unions. The service value of the Agirc-Arrco point was set at 1 349,80 euros, against 1,284.10 euros previously. The cost of this system is estimated at 4.5 billion euros over one year. This increase was decided on the basis of an increase in the average salary of 4.82%, to which is added a catch-up of +0.1% in respect of inflation observed in 2021. The social partners have decided to grant the Board of Directors additional leeway of +0.2%, compatible with the plan’s financial trajectory.

The overall retirement pension for civil servants consists mainly of the basic pension. A supplementary scheme, the “additional public service pension (RAFP)” also exists, but is not not concerned over there revaluation of 0,8% retirement pensions. However, the scheme has raised its point of 5,7% on January 1, 2023.

Former state civil servants, who come under the SRE, therefore saw their basic pension increase by 0.8% and their supplementary pension by 5.7% on 1 January 2023.


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