In just six months of 2024, complaints for bank fraud They reached the figure of 6 thousand complaints before the National Commission for the Protection and Defense of Users of Financial Services (Condusef), an amount similar to that registered in nine months of 2023, according to reports from that institution.
Since last year, the federal agency detected an increase in complaints of bank fraud in the state.
“(The rise) meant a growth in 54.9 percent compared to 2022, when they were reported three thousand 979 issues. Of the total complaints received nationwide, this entity concentrated the 2.9 percent”, he stated in his report.
According to the Condusef, Among the most common methods, the phishing destaca for the use of emails or messages that appear to be from a financial institution.
Criminals trick users into obtaining sensitive information such as passwords or account numbers.
Another form is vishing, the agency points out, which involves phone calls where they pose as bank employees and request personal information.
Skimming, for its part, involves the cloning of cards through devices installed in ATMs or payment terminals.
Likewise, smishing uses messages SMS that appear to come from the bank, which invites the user toEnter information on fake sites.
Online fraud is another common modality, in which cybercriminals access accounts through malicious software that captures access credentials.
One of the most recent cases is that of Raquel Gamboa, who was the victim of a telephone scam.
In interview with 24 HOURS YUCATANreported that an alleged relative asked him for a transfer of 5 thousand pesos under the pretext that it would be a “surprise” for the rest of the family, making him believe that his uncle from Oaxaca was planning to visit them.
“I thought it was true, He asked me for discretion and I trusted”Raquel said. Only after making the transfer did she realize that she had been deceived. This type of scam, known as emotional fraud, is just one of the many ways criminals operate in Yucatán.
Another type of fraud that has taken relevance is what occurs during trading of vehicles.
According to the State Attorney General’s Office (FGE), criminals use bad checks to deceive sellers.
Scammers show interest in the vehicle, agree on a price and provide a check. Upon deposit, the seller sees the amount reflected in his account and proceeds to endorse the original invoice to buyer.
Since these transactions usually occur on weekends, banks do not detect the lack of funds until 24 or 48 hours later, depending on the agency, and by the time the seller finds out that the check does not have funds, he has already lost both the money like the vehicle.
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2024-09-27 04:26:26