The National Commission for the Protection and Defense of Users of Financial Services (Condusef) issued a fraud alertin view of the new modality of scam known as phantom transfer.
And according to the organization, there are various businesses that, as part of their sales strategy, They accept transfers as a form of payment.
However, many have denounced be victims of a deceptionas customers show the capture of a supposed transfer to be able to make the purchase, however, the money is not deposited into your accounts.
Condusef warns about the phantom transfer scam
According to experts, criminals use various tools to commit the crime of fraud through calls phantom transfers.
While the advancement of technologies has helped develop strong security systems for banking entities, this has also done the same for those who have negative intentions.
This is because it is increasingly common for applications to be developed that lend themselves to committing this type of fraud.
This is because these are apps that, by simply entering the requested data, have the ability to generate false transfer receiptswhich resemble those originally issued by a bank.
Additionally, these applications can send a supposed confirmation message to a specific cell phone number, with the intention of simulate that payment for a product or service was made.
In turn, these are shown to service providers or business managers, with the intention of commit the crime of fraudsince it is a phantom transfer, and the money will never reach the destination accounts.
So far they are Brazil and Argentina the countries in Latin America that lead this type of crime, although in Mexico there are more and more complaints received for this type of fraud.
CitiBanamex mobile banking fraud alert (Especial)
Avoid being a victim of a phantom transfer
Condusef urged all those merchants who offer transfer as a payment method, to take extreme precautions to avoid being a victim of any type of fraud.
One of them is that before finalizing the transaction be checked that the money was actually transferred to the accounts referred to.
To this end, users are urged enter your own banking applicationo Check through the SPEI portal.
This is because sometimes transfers may not be reflected in your banking application, but you can verify that the payment was made. entering the tracking number of the same on the SPEI page.
This way you will be sure that the payment was made, and you will avoid million-dollar losses due to the commission of this fraud.
Online shopping. Increased sales. (Internet)
2024-08-27 11:16:01