2024-08-06 21:33:35
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Customers of the two banks will have to perform a more convenient operation at the end of the year due to a technical update.
“An update is needed. Cancel and reactivate your card before 11/30 to continue enjoying Apple Pay.” At the beginning of August, Crédit Agricole customers were surprised on social networks by this message that appeared under their bank card in the Cards application on the iPhone, which allows them to pay directly with their phone in a discreet way. Near FigaroCrédit Agricole confirms that“Technological modernization is therefore important [ses] customers enrolled in Apple Pay can continue to benefit from this payment experience” and it also affects customers of LCL, which is part of the same group.
The banking group specifies that this is a “Migration which updates parameters of tokens used during mobile payment transactions”. Tokens, or tokens in French, are systems for authenticating transactions without the need to transmit sensitive information such as a 16-digit card number, code or expiration date, which can be exploited by pirates. They are supposed to secure transactions.
How to remove and reinstall your card in Apple Pay
All Crédit Agricole and LCL customers who have added their bank card to Apple Pay until July 22 must perform this task. Those who do it after July 23 “already benefit from the new technology architecture, so they will not be updated”. The deadline is indicated for the update “not the same for everyone”, indicates the bank, which wants to delay the operation over time to avoid problems. However, he encourages his clients to “Don’t wait until the last moment” and to initiate the process as soon as they receive a notification inviting them to do so.
To do this, you must go to the Line up of the iPhone, part Cards and Apple Paythen enter your Crédit Agricole or LCL card in the list Payment cards. Below, a button offers to Close your card. Return to menu Cards and Apple Payyou can click on it Add a mapthen on Bank card. Then you must place your own card in front of the iPhone lens which will automatically detect the 16 numbers and the expiration date, then enter the three digit code on the back of the card and get the general conditions. To validate the card, a notification is sent from the bank’s application inviting you to validate the transaction, or a code via SMS. The card is now ready to be used again in Apple Pay. The only downside to the service is that it deletes all the transaction history of the card in the application.
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