2023-07-15 02:42:39
The New Mivivienda Credit is coming to us so that people can have their own space, but taking into account that this is from the S/ 65,200 to S/ 464,200. If you are one of those interested in acquiring your house, but you do not have enough money to be able to afford it, this is definitely your opportunity.
Next we will let you know the most important details about this New Mivivienda Credit that the State of Peru will be providing for this year 2023 for the benefit of 5 thousand 56 families. In addition, it will represent an economic outlay of more than 1 million soles.
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You can find inside the note:
Requirements to qualify for the New Mivivienda Credit How can I apply for the New MIvivienda Credit? What will I receive in this 2023?
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Requirements I need to obtain the New Mivivienda Credit
Be of legal age, be Peruvian abroad or live in the country. To have qualified as a subject of mortgage credit. Not be the owner or co-owner of another home anywhere in Peru, likewise my spouse or cohabitant. Not having acquired a home financed with resources from the Mivivienda, Techo Propio or Fonavi funds. Have a minimum down payment of 7.5 & of the value of the home you will buy.
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¿How can I request the New Credit Mivivienda?
The person should approach one of the financial entities affiliated with the program. In this place you will be qualified based on your ability to pay. You will have to search for a property of interest on the official page, real estate web portals and financial institutions. The beneficiary must choose the home and know that in projects certified as sustainable they will have an additional bonus. When the approval of the mortgage loan is confirmed, you can already be an owner.
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What bonus will I receive?
This will be the Good Payer Bonus. This will be given to those who acquire the New Mivivienda Credit, with which real estate can be financed from S/ 65,200 in a payment term of 5 to 25 years. To buy homes that are sold between S/ 93,100 to S/ 139,400, the benefit is S/ 21,400. If the houses go from S/ 65,200 to S/ 93,100, the bonus is S/ 25,700. When the property is between S/ 139,400 to S/ 232,200, the bonus is S/ 19,600. If the houses are from S/ 232,200 to S/ 343,900, the financial aid is S/ 10,800
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