Current accounts, the season of increases: banks and price increases
A new season of price increases on the current accounts of households and businesses has begun. It concerns commissions and management costs, but also the liquidity parked on the account beyond a certain threshold: according to a survey carried out byEconomy of the Corriere della Sera on 22 April on a representative sample of 12 Italian banks, in fact, at least five institutes have already begun to apply a penalty on inventories exceeding the threshold of 50 thousand or 100 thousand euros. Others will move in the same direction.
In addition, increases in the expenses and commissions in Fineco, Ing, Unicredit, Banco Bpm, Mps. Do you want to offset the costs paid by banks to the ECB for excess liquidity (there are 1,749 billion euros of private individuals still on deposits, Abi figure in March, + 9% since March 2020; and 459 billion of companies in February, + 25%), either because of the supply revolution caused by the pandemic, the eventful spring-summer season of banks. In two months, from February 3 to April 22, the expenses of online accounts have risen (up to + 48%, goodbye or almost zero costs) and, in general, for families and pensioners, says another survey by Altroconsumo for Economy. For young people, on the other hand, a precious basin, costs have fallen or remained stable.
© All rights reserved